BRAJESH KUMAR MISHRA

Dynamic financial professional with extensive experience at J M Financial Services Ltd, specializing in investment strategy formulation and portfolio management. Proven track record in enhancing client relationships and driving business growth through effective financial analysis and risk assessment methodologies. Adept at educating clients on wealth management tools, ensuring optimal investment alignment.

• 2002, Master of Finance and Control, V.B.S. Purvanchal University, Jaunpur, Security analysis & Portfolio Management., Management Of Current Assets., Financial Services.
• 1999, B. Sc. (PMC), V.B.S. Purvanchal University, Jaunpur
• 1996, 10+2, U.P. BOARD, ALLAHABAD
• 1994, 10, U.P. BOARD, ALLAHABAD

• Axis Bank LTD, Lucknow, Uttar Pradesh, Branch Head, 06/01/20, Present, Ensuring efficient daily operation of a branch, including lending, product sales and customer service in accordance with the bank's objectives., Preparing the plan for the growth of branch business in consultation with the Cluster Head., Implementing the plan through the Branch team so as to achieve the top line goals., Establish and strengthen relations with key customers (e.g. top 10%) to generate sustained business., Review daily/ periodic reports (e.g. overdrawn accounts, temporary overdrafts, cash retention limit, office accounts, etc.) and take proactive action to ensure profitable and ethical business., Ensuring audit related deliverables, both internal and external are met as per the prescribed norms., Ensuring compliance with due processes and guidelines., Create a performance oriented environment leading to high employee motivation and productivity., Ensuring that all staff are adequately trained on the products of the bank, sales processes and various policies of the bank., Resolve, report any disruptions (e.g. strike or local disturbance) and take appropriate action to ensure that the branch operations are run smoothly., Liaison with the cluster office and other branch offices to ensure the smooth management of operations and the achievement of overall business goals., Ensuring proper upkeep of branch premises and assets including safety and security.
• Bandhan Bank LTD, Gadarpur, Uttar Pradesh, Branch Head, 04/01/16, 03/31/20, Primarily to head, direct, lead the branch in all the fields of branch banking & responsible, inter alia, for all the activities/Functions/Jobs assigned by the bank time to time.
• KOTAK MAHINDRA BANK LTD, Bazpur, Uttar Pradesh, Branch Operation Manager, 08/01/15, 03/31/16, Maintenance of the records of the branch including P & S items, Old records., Manual Accounts / Legacy items., Ensuring the payments of Rent/Electricity payments/Telephone bill payments including any vendor related payments.
• ICICI BANK LTD, Rudrapur, Uttar Pradesh, Deputy Branch Manager, 08/01/11, 08/31/15, Key focus - Auditing Process Adherence and Value Addition to Operations., Responsible for total compliance, lobby management, audit, customer service and supervision of total operational area., Lead a result oriented team and responsible for managing the Branch revenue., Enhancement and cross sell of CASA, Third Party products and Loan product., Responsible for monitoring the Office account entries and Branch expenses for increasing branch profitability., Team Management & their development., Complaints Handling., Ensure compliance with Banking rules, Regulations & Procedures., Retention of existing portfolio., Coordinating and communicating between other departments to ensure good service to the clients., Always updating and implementing new changes and challenges with team for better prospects.
• BAJAJ ALLIANZ LIFE INSURANCE CO. LTD., Jaunpur, Uttar Pradesh, BUSINESS DEVELOPMENT MANAGER, 06/01/08, 05/31/11, Recruitment of Insurance Sales Officers., Handling a team OF 10-15 Insurance Sales Officers., Managing the Branch - Operational, Administrative, Marketing and Business Development., Brand positioning & Business development for increasing business volumes., Motivate, train and monitor the performance of Insurance Sales Officers., Job involves weekly performance review meeting & Target setting.
• KARVY STOCK BROKING LTD., Jaunpur, Uttar Pradesh, INVESTMENT RELATIONS OFFICER, 08/01/04, 01/31/07, Managing the Branch - Accounts, Operations & Administration., Accountable for the profitability of the branch and coordination with head office for maintaining Weekly and monthly reports on the Target Vs Achievement parameter., Motivate, train and monitor the performance of subordinates., Provide excellent customer service and build good relationship with customers., Tracking the performance of Channel partners (Sub Brokers).
• UTI Bank Ltd., Gurgaon, Haryana, Executive-Retail Liability, 11/01/03, 05/31/04, Accountable for handling major clients like SIS Securities, Gulati Exports, Max New York Life., Distinction of opening maximum current accounts., Successfully achieved a fixed deposit target.
• Development Credit Bank (DCB), Gurgaon, Haryana, Marketing Executive, 10/01/02, 11/30/03, Accountable for marketing bank products like savings, current, term, deposit, mutual fund, bonds and insurance., This was my career starting Job and was including totally retail marketing., Awarded recognition for opening a maximum number of Saving Account in one month.

• NISM Series – V-A: Mutual Fund Distributors
• NISM-Series-XXI-A: Portfolio Management Services (PMS) Distributors
• NISM Series – XIII: Common Derivatives
• IRDA IC-38 Certificate for Specified Persons/Agents
• Licentiate-by the Insurance Institute of India

• Earned numerous prestigious awards, certifications, Rewards and international trips.