Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Languages
Timeline
Generic
Chandan  Kumar

Chandan Kumar

Mumbai

Summary

Results-driven Product Development Professional with over 12 years of experience in new product development, product strategy, launches, and lifecycle management, specializing in savings accounts, term deposits, debit cards, and the digital ecosystem.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Team Lead - Debit Cards & Household Liabilities

Kotak811
07.2019 - Current

Results-driven leader with expertise in developing and managing savings accounts, term deposits, and debit card products and portfolio. Currently managing following KPIs for Kotak811.

1. Leading in-house development of core banking system of Kotak811.

2. SA Proposition & Portfolio - Portfolio Management, Online customer journey, UI/UX, Customer Activation, Value build-up product cross sell, On-boarding, Launched and scaled India's only no-commitment premium SA program (Kotak Super).

3. Debit Card: Acquisition, Upgrade, Onboarding, Activation, New product development, Digital Experience, Usage, Alliance offers, and P&L management. Successfully launched Super metal Debit Card and scaled an ambitious 5% cash-back program.

4. Term Deposits - Product Development (in Core and in App, both), Portfolio, and P&L.

Team Lead Delivery (Strategic Projects)

Kotak Securities
Mumbai
08.2016 - 07.2019
  • CRM & LMS Implementation
  • Cloud Telephony
  • Customer One View
  • Co-browsing
  • Retention and Deepening Strategies
  • Team Building
  • Segment of One.
  • Marketing Technology.

Product Manager

Kotak Mahindra Bank
Mumbai
10.2013 - 07.2016
  • New Product Development, Alliances, Marketing
    Activation, Acquisition Enabler
  • Launched and scaled SA Programs - Kotak Junior, Silk
    & Alpha

Product Manager

HDFC BANK
Mumbai
04.2012 - 10.2013
  • Portfolio Campaigns, Campaign Management, X-Sell of Value build-up products, Channel Management, Channel
    Productivity

Intern

Wockhardt
Mumbai
02.2011 - 05.2011
  • Brand building of Protinex

Education

MBA - Marketing Management

IBS
Powai, Mumbai
04-2012

Bachelor in Engineering - Biochemical Engg & Bio-Technology

KIT's College of Engineering (Autonomous)
Kolhapur
03-2010

Skills

  • Product Development (SA, TD, and Debit Cards)
  • Product launch and market placement
  • Portfolio growth
  • In-app product journeys and placement
  • Product Lifecycle Management
  • Digital journeys
  • Digital acquisitions and campaigns
  • Team handling

Accomplishments

  • Classified as key resource with ESOP grants (Kotak811)
  • Silver Start achievement award (HDFC Bank)

Certification

  • Licentiate - Insurance Institute of India
  • SAP BO

Languages

Hindi
First Language
English
Advanced (C1)
C1
Maithili
Proficient (C2)
C2
Marathi
Upper Intermediate (B2)
B2

Timeline

Team Lead - Debit Cards & Household Liabilities

Kotak811
07.2019 - Current

Team Lead Delivery (Strategic Projects)

Kotak Securities
08.2016 - 07.2019

Product Manager

Kotak Mahindra Bank
10.2013 - 07.2016

Product Manager

HDFC BANK
04.2012 - 10.2013

Intern

Wockhardt
02.2011 - 05.2011

MBA - Marketing Management

IBS

Bachelor in Engineering - Biochemical Engg & Bio-Technology

KIT's College of Engineering (Autonomous)
Chandan Kumar