Summary

Overview

Work History

Education

Skills

Accomplishments

Skills Acquired

Timeline

CHARU BHANDARI

Assistant Manager

Bangalore

Summary

Seeking job with an organization which will help in enhancing my skills and expand and utilize my learnings and knowledge in a dynamic and stable workplace.

I am a proactive, amiable, hardworking and a committed employee, with a positive, analytical, problem solving and team management skill. I come with a great blend of more than 4 years of experience in both Technical (code and hands-on) and Customer Service, Retails Operations and Credit portfolio in Retail Banking Sector. I am a quick learner and can easily adapt with the new technologies. Knowledge in SQL and Pythton.

Overview

years of professional experience

Work History

Assistant Manager, Vijayanagar Branch (Asset Officer)

IDBI Bank Ltd.

3 2019 - Current

I have worked in multiple department during my tenure in banking sector: Retail Branch Banking, Corporate Office- Infrastructure Management Department and Assets Zonal Team
Presently handling Loan portfolio in Vijayanagar Bengaluru Branch additionally dealing with the day to day Retail Operations work and compliance Financial remittances (NEFT, RTGS etc), cheque transfer Acquisition of CASA and FD accounts
Digital payment banking solutions for internal software of IDBI Bank Good knowledge of working on Finacle software
KYC compliance and monitoring and updating the periodic KYC Sanctioning and processing of MSME loan proposals, preparing Credit Assessment sheet and proposal via analyzing P&L and Balance Sheet of the firm Gold loan, Auto Loan, Education Loan, Personal Loan and Home Loans -sanctioning, processing, and disbursement (including PSL-priority sector lending) Recovery of Loans, NPA monitoring and Management as well as SMA control Monitoring and assisting 110 Branches under Ahmedabad Zone Data preparation and Analysis of raw data
Processing of application of loan accounts for guarantee cover with various Govt
Scheme - CGTMSE, NCGTC and PMAY Submission of CFR (frauds report) and SCC (Statutory compliance report) reports monthly to Head Office Management and procurement of assets.

Programmer Analyst

Cognizant Technology Solutions (CTS)

06.2015 - 07.2016

I received my training and have hands on experience in Core Java, making us familiar with the framework tool Angular JS, Apache tomcat server and have Hands on experience in SQL
Worked in the project BMS – Banking Management System, is a system used for managing the activities of bank like opening an account, transaction, apply loan etc
It was developed for internal users
Our team built up the site of BMS using Java script, HTML etc
Used SQL for making the database of the customer
The expected impact of the product is to automate the existing manual processes by making them more efficient and cost effective
Familiar with HTML, Java script, C++
Worked for Onsite client Credit Suisse, where we were given a gist of Blue Prism automated software application where it allows the automation of operations work in a cost-effective way.

Education

PG -

Great Institute of Management, Austin

PGDBF - undefined

Manipal Academy of Higher Education

B.tech – E&C - undefined

G.B.Pant Engineering College, Pauri

Intermediate - undefined

Doon International School- C.B.S.E

High School - undefined

D.A.V. Public School- C.B.S.E

Skills

Operations Management

Product and service knowledge

Employee Performance Evaluations

Cost Reduction

Task Delegation

Customer Relations

Compliance understanding

Business Development

Financial Management

Retail Operations