Summary
Overview
Work History
Education
Skills
Accomplishments
Skills Acquired
Timeline
Generic
CHARU BHANDARI

CHARU BHANDARI

Assistant Manager
Bangalore

Summary

Seeking job with an organization which will help in enhancing my skills and expand and utilize my learnings and knowledge in a dynamic and stable workplace.

I am a proactive, amiable, hardworking and a committed employee, with a positive, analytical, problem solving and team management skill. I come with a great blend of more than 4 years of experience in both Technical (code and hands-on) and Customer Service, Retails Operations and Credit portfolio in Retail Banking Sector. I am a quick learner and can easily adapt with the new technologies. Knowledge in SQL and Pythton.

Overview

9
9
years of professional experience

Work History

Assistant Manager, Vijayanagar Branch (Asset Officer)

IDBI Bank Ltd.
3 2019 - Current
  • I have worked in multiple department during my tenure in banking sector: Retail Branch Banking, Corporate Office- Infrastructure Management Department and Assets Zonal Team
  • Presently handling Loan portfolio in Vijayanagar Bengaluru Branch additionally dealing with the day to day Retail Operations work and compliance Financial remittances (NEFT, RTGS etc), cheque transfer Acquisition of CASA and FD accounts
  • Digital payment banking solutions for internal software of IDBI Bank Good knowledge of working on Finacle software
  • KYC compliance and monitoring and updating the periodic KYC Sanctioning and processing of MSME loan proposals, preparing Credit Assessment sheet and proposal via analyzing P&L and Balance Sheet of the firm Gold loan, Auto Loan, Education Loan, Personal Loan and Home Loans -sanctioning, processing, and disbursement (including PSL-priority sector lending) Recovery of Loans, NPA monitoring and Management as well as SMA control Monitoring and assisting 110 Branches under Ahmedabad Zone Data preparation and Analysis of raw data
  • Processing of application of loan accounts for guarantee cover with various Govt
  • Scheme - CGTMSE, NCGTC and PMAY Submission of CFR (frauds report) and SCC (Statutory compliance report) reports monthly to Head Office Management and procurement of assets.

Programmer Analyst

Cognizant Technology Solutions (CTS)
06.2015 - 07.2016
  • I received my training and have hands on experience in Core Java, making us familiar with the framework tool Angular JS, Apache tomcat server and have Hands on experience in SQL
  • Worked in the project BMS – Banking Management System, is a system used for managing the activities of bank like opening an account, transaction, apply loan etc
  • It was developed for internal users
  • Our team built up the site of BMS using Java script, HTML etc
  • Used SQL for making the database of the customer
  • The expected impact of the product is to automate the existing manual processes by making them more efficient and cost effective
  • Familiar with HTML, Java script, C++
  • Worked for Onsite client Credit Suisse, where we were given a gist of Blue Prism automated software application where it allows the automation of operations work in a cost-effective way.

Education

PG -

Great Institute of Management, Austin

PGDBF - undefined

Manipal Academy of Higher Education

B.tech – E&C - undefined

G.B.Pant Engineering College, Pauri

Intermediate - undefined

Doon International School- C.B.S.E

High School - undefined

D.A.V. Public School- C.B.S.E

Skills

Operations Management

Accomplishments

Banking related certification: Junior Associate of the Indian Institute of the Bankers (JAIIB) and Certified Associate of Indian Institute of Bankers (CAIIB) conducted by Indian Institute of Banking and Finance. Due to my work dedication and commitment, good hold of Retail Assets I was promoted to as an asset/credit officer.

Skills Acquired

  • Excel
  • Assets/Credit knowledge
  • CBS- Core Banking Solution- Finacle
  • Hands on experience in SQL
  • Hands on Experience in Python-numpy, Pandas, LDA

Timeline

Programmer Analyst

Cognizant Technology Solutions (CTS)
06.2015 - 07.2016

Assistant Manager, Vijayanagar Branch (Asset Officer)

IDBI Bank Ltd.
3 2019 - Current

PG -

Great Institute of Management, Austin

PGDBF - undefined

Manipal Academy of Higher Education

B.tech – E&C - undefined

G.B.Pant Engineering College, Pauri

Intermediate - undefined

Doon International School- C.B.S.E

High School - undefined

D.A.V. Public School- C.B.S.E

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CHARU BHANDARIAssistant Manager