Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Charu Mahajan

Senior Credit Associate
Ahmedabad,GJ

Summary

Experienced finance professional with expertise in credit management and financial services. Currently serving as a Senior Credit Associate, specializing in Accounts Receivable for USA Pharmaceutical clients. Proven track record of success as a Personal Banker at HDFC Bank, delivering tailored financial advice and promoting financial products. Skilled in problem-solving, strategy execution, and compliance. Committed to continuous learning and development, holding a Bachelor's degree in Finance.

Overview

4
4
years of professional experience
2
2
Certifications

Work History

Senior Credit Associate

Alpine Health LLC
07.2022 - Current
  • Manage end-to-end cash collection processes for pharmacies in USA, effectively manage account receivable calls and ensuring timely and efficient payment transactions.
  • Perform account management duties, including reconciling accounts, monitoring payment statuses, and resolving discrepancies to maintain accurate financial records.
  • Execute debt collection strategies to minimize outstanding balances and mitigate financial risks, utilizing forecasting techniques to anticipate cash flow fluctuations and proactively manage liquidity.
  • Foster collaborative relationships with internal teams and stakeholders, including Global Delivery Operations (GDO), Tier 2 support, direct sales to facilitate seamless account management and revenue optimization.
  • Implement credit management policies and procedures to assess creditworthiness and establish appropriate credit limits, ensuring compliance with company guidelines and industry regulations.



Personal Banker

HDFC Bank
09.2020 - 06.2021
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Keyed customer contact information and payment data into system carefully observing corporate confidentiality procedures.
  • Expanded client base by promoting new financial products.
  • Managed complex credit applications; negotiated terms and conditions which resulted in increased loan approvals for qualified borrowers.
  • Delivered comprehensive financial advice, strengthening client relationships and promoting long-term loyalty.

Education

MBA - Finance And Marketing

ICFAI Business School
Pune
06.2020

BBA - Finance And Marketing

IPS Academy
Indore
03.2018

Skills

  • Accounts Management
  • Collection Management
  • Reconciliation
  • NetSuite
  • Accounts Receivable
  • Communication

Certification

Advance Excel

Timeline

Senior Credit Associate

Alpine Health LLC
07.2022 - Current

Personal Banker

HDFC Bank
09.2020 - 06.2021

MBA - Finance And Marketing

ICFAI Business School

BBA - Finance And Marketing

IPS Academy

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Charu MahajanSenior Credit Associate