Chetan Raghuwanshi
Senior Analyst
Gurugram,MP
Summary
Dedicated mortgage professional with over seven years of experience in US Mortgage. Worked at Closing, PostPurchase, Compliance, and Pre-Purchase - Secondary Market. Excellent planning, organizing, and communication skills. Self-reliant to analyze and make recommendations.
Overview
8
8
years of professional experience
Work History
Senior Analyst - Pre-Purchase
BTMG Advisors India Pvt. Ltd.
Gurugram , Haryana
2019.11 - Current
- Completing a forensic review of the issues escalated by the investors or the errors committed by the team members.
- Liaising and coordinating with onshore/offshore teams including closing coordinators, loan officers, processors, settlement agents in order to resolve the investor conditions just to make the loan saleable in the secondary market.
- Responsible to ship the collateral Notes to the investor and track collateral movement.
- Responsible to sell mortgage loans in the secondary market.
- Reviewing Fannie Mae and CFPB guidelines on a timely basis and suggest necessary recommendations to the management
Analyst
Altisource Business Solutions Pvt. Ltd
Mumbai , Maharashtra
2018.05 - 2019.11
- Analyze closing loan package to ascertain the regulatory compliance of the loan. Add suspense conditions in a clear concise manner in LOS for any deficiencies noted in review
- Validating ERP system to determine authenticity of data and submit the loan for investor purchase.
- Perform all closing related compliance while reviewing the loan package and run compliance tool (ComplianceEase) to assured that loan is in compliance as per guidelines
Analyst - Closing
XL Dynamics India Private Limited
Mumbai , Madhya Pradesh
2014.12 - 2018.04
- Check relevant compliance as per applicable loan program and ensure that Loan application is in compliance with TRID, FHA, VA, Freddie Mac and Fannie Mae guidelines.
- Review and Analyze loan application, checking discrepancies and escalate conditions for different teams to work and resolve the issue.
- Responsible for reviewing loan document and verifying loan data entered in ERP system to ascertain that the loan is in compliance with State and Investor laws & perform subsequent verification as per the process to determine authenticity of Data.
- Training of newly hired team members, reviewing their assignments, and make them ready for the live production work.
Management Trainee
SGX Minerals Private Limited
Mumbai , Maharashtra
2013.10 - 2014.03
- Financial Planning & Analysis: To Prepare, Evaluate, review, and develop budget estimates, performance measurements, and justifications for assigned departments.
- Financial budgeting, forecasting and variance analysis: To set Financial & Production Standards, Costing, Prepare the variance analysis reports (Budget vs Actual) and present the results to the Management.
- Moreover my work includes Timely execution of Projects, Business Presentation and Market & Competitor Analysis and Actively Participating in key business strategy & planning process.
Management Trainee
Calyx Container Terminal Private Limited
Mumbai , Maharashtra
2013.04 - 2013.10
- Designing Revenue Model for the Company: Prepare Revenue Model for Calyx which derives the tariff card for all the revenue sources of the company. This project involved extensive market & competitor analysis of CFS located at Chennai & playing with the Revenue Units.
- Financial Reports related to Corporate Planning & Decision Making: Providing Information for Decision Making, Planning and Proactively Participating as Part of the Management Team in the Planning Processes.
Education
MBA - Finance
MIT School of Management
Pune 2011.10 - 2013.05
B.Com -
The Bhopal School of Social Sciences
Bhopal 2007.07 - 2010.06
Skills
Analytical Skill
undefinedTimeline
Senior Analyst - Pre-Purchase
BTMG Advisors India Pvt. Ltd.
2019.11 - Current
Analyst
Altisource Business Solutions Pvt. Ltd
2018.05 - 2019.11
Analyst - Closing
XL Dynamics India Private Limited
2014.12 - 2018.04
Management Trainee
SGX Minerals Private Limited
2013.10 - 2014.03
Management Trainee
Calyx Container Terminal Private Limited
2013.04 - 2013.10
MBA - Finance
MIT School of Management
2011.10 - 2013.05
B.Com -
The Bhopal School of Social Sciences
2007.07 - 2010.06
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