Senior Business Analyst with over 12 years of IT experience spanning Banking, Payments, Retail, and Investment Banking sectors. Extensive domain expertise in Cards & Digital Payments (6.6 years), Retail end-user applications (1.5 years), and Investment Banking (3.2 years), complemented by 1 year in Quality Assurance. Certified in CSM and SAFe, possessing robust skills in requirements analysis, backlog management, stakeholder collaboration, UAT, and SQL-based data analysis—effectively aligning business needs with technical solutions.