Chinmaya Kumar Biswal
Banker
Bhubanesar
Summary
Performance-driven Senior Banker with 20 years of experience aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment. Accomplished Branch Manager with progressive industry background and decisive leadership style. Offers strategic planning abilities, background in change management and forward-thinking mindset. Ready for challenges and focused on meeting future demands.
Overview
16
16
years of professional experience
6
6
years of post-secondary education
Work History
Assistant Vice President
Bandhan Bank
BHubaneswar
07.2019 - Current
- Reviewed, identified, updated and prioritized strategic initiatives to provide comprehensive support to senior leadership.
- Resolved issues and recommended actions based on production and compliance reports.
- Spearheaded cross-functional initiatives across departments to achieve business goals for bottom-line profits.
- Created and serving wealth and asset management relationship portfolio of Rs.580 crore which includes deposits, mutual funds
- Liasoning with Government Departments for CSR and sustainability projects
- Established and nurtured open communication airways, to lead to better team functioning, manage multiple work assignments within deadline
- Financial services business and Senior Consultant, providing quality assurance and monitoring risks
- Book size growth by 4X, Profitability growth of 50% YOY since FY 2020 till date
- Best Branch in the Cluster and 2nd Rank in the State in since 2020
- Established performance goals for department and outlined processes for achievement.
- Identified and resolved issues between employees, promoting better collaboration and mutual respect.
- Monitored industry trends, keeping current on latest changes and competition in industry.
- Led operational team in development, rollout and management of new product lines.
- Used market insights to capitalize on key business opportunities for new advantageous partnerships.
- Clarified roles, responsibilities and expectations of staff.
- Collaborated with senior management to develop strategic initiatives and long term goals.
- Demonstrated proficient leadership skills to motivate employees and build competent teams.
- Identified opportunities to improve business process flows and productivity.
Branch Head
Standard Chartered Bank
Bhubaneswar
12.2016 - 06.2019
- Handled Retail and corporate salary project of Rs 100 crore, with team size of 15
- Resolved various issues impacting sales management and business operations.
- Engaged employees in business processes with positive motivational techniques.
- Consulted customers to boost product sales and services.
- Boosted sales and customer loyalty through incentive programs.
- Increased overall annual sales 50% by incorporating several quality process improvements within branch.
- Worked directly with the customers to oversee account management and troubleshoot any problems that occurred
- Collaborating to practice and manage the development and delivery of high quality technical proposals for HNI and ultra HNI customers
- Training and timely delivery of HR processes of the franchise ensuring nil fraud
- Executing RBI reporting and managing IT cases
Branch Manager
HDFC BANK
BHUBANESWAR
09.2012 - 12.2016
- Boosted sales and customer loyalty through incentive programs.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Generated financial and operational reports to assist management with business strategy.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
- Turned around business from dormancy to active status with institutional clients, which later became the backbone of the bank business in the locality
- Strong commercial experience and/or relevant industry or transaction experience (including financial due diligence experience). Build on and develop internal and external network through personal contacts
- String knowledge of market research, scooping and acquisition
- First Branch Head to qualify one of the most prestigious international convention (MDRT) at Malaysia
- Awarded 3 times by country head for the best performance in Business growth and clients services
Manager NRI Services
ICICI BANK
BHUBNAESAR
05.2007 - 09.2012
- Highest NRI client acquisition with portfolio size of Rs.120 crore, along with FCNR deposits
- Top 3 Best performance Award (Pan India) in NRI business 2007-2008
- Streamlined Bhubaneswar Mega Branch along with 65 branches in Orissa and Chattisgarh for NRI Business
- Imparted training all the branches on NRI products and services for better customer service, to solve all the queries and to generate leads for future cross-sell business
- Worked with customers to understand needs and provide excellent service.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
SALES MANAGER (ASSET)
HSBC BANK
Kolkata
10.2006 - 04.2007
Education
Strategy Management For Leaders
Indian Institute of Management (IIM)
Lucknow 08.2020 - 08.2021
Post Graduate Diploma In Human Resources Developme
College of Business Administration
06.1998 - 08.2000
Bachelor of Commerce
Berhampur University
04.1994 - 06.1997
Skills
Corporate presentations
undefinedTimeline
Strategy Management For Leaders
Indian Institute of Management (IIM)
08.2020 - 08.2021
Assistant Vice President
Bandhan Bank
07.2019 - Current
Branch Head
Standard Chartered Bank
12.2016 - 06.2019
Branch Manager
HDFC BANK
09.2012 - 12.2016
Manager NRI Services
ICICI BANK
05.2007 - 09.2012
SALES MANAGER (ASSET)
HSBC BANK
10.2006 - 04.2007
Post Graduate Diploma In Human Resources Developme
College of Business Administration
06.1998 - 08.2000
Bachelor of Commerce
Berhampur University
04.1994 - 06.1997
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