CHINNAGOUNDER N
Summary
KYC and AML professional with over 7 years of experience in banking testing and operations, specializing in KYC and AML compliance functions, including KYC periodic reviews, transaction monitoring, name screening, and SAR drafting. Experienced in supporting compliance operations for Spain and France regions.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior QA Analyst
YETHI Consulting Pvt Ltd
Bangalore
10.2023 - Current
- Experienced in testing various banking applications such as FCR, T24, Oracle Financial Services Analytical Application (OFSAA), OFSAA-Financial Crime & Compliance Management (FCCM), and CRM.
- Experienced in detailed planning, execution, and reporting of system integration testing, end-to-end testing, smoke testing, ad-hoc testing, and regression testing.
- Led the preparation of test cases and validation processes for FCCM, AML, FATCA, contributing to compliance with regulatory standards.
- Executed end-to-end test scenarios for customer onboarding processes and new savings account setups within CRM systems.
- Engaged in knowledge transfer sessions with senior team members, enhancing technical proficiency in bank compliance and Regtech.
- Documented test results accurately including screenshots when necessary.
- Maintained accurate records throughout all stages of the QA cycle such as defect tracking logs and test results.
KYC /AML Investigations Analyst
HCL TECHNOLOGIES PVT LTD
CHENNAI
04.2022 - 09.2023
- (AML – Anti Money Laundering) which involves monitoring of the transactions to identify money laundering, terrorist financing and unusual patterns. Have knowledge in processes like New Account Monitoring, Customer Variance Monitoring, and High-Risk Customers Review.
- Alerts or programs are used to monitor transactions for each product that is owned by Corporate and Individual. Alerts have different types of rules to monitor them.
- Reviewing and detecting unusual activity based on a variety of AML Systems generated transactional alerts, alert wraps, from transactional activity. Performing Enhanced Due Diligence (EDD) to determine if cases can be closed or warrant further investigation and elevation to an active investigation in the case management system.
- As necessary, use available research tools (Dow Jones, GBG Predator, and public domain searches) to identify information concerning transactions identified for further investigation.
- Escalate unusual activity or lack of responsiveness to inquiries and keep Country Head of Compliance and Document the investigations made in case management tool.
- Prepare analysis using Excel to display transaction flow of payments and/or other payment activities. Need to analyze whether the customer is involved in money laundering or not. Once confirmed that customer is involved in money laundering, we need to create suspicious activity report (SAR).
- Reviewing the transactions based on the criteria and regulations of the United Kingdom, Germany, Spain, France, Ireland, and Italy.
Senior Officer, Operations
YES BANK LIMITED
CHENNAI
01.2017 - 03.2022
- Steered efforts in acquiring new customers for Current Account and Saving Account.
- Worked towards customer-centric banking operations, forwarded instructions to the concerned department, and ensured client satisfaction by achieving delivery and service quality norms.
- Resolved queries and complaints of clients within stipulated time to ensure customer satisfaction, and accordingly performed cross-selling.
- Review KYC documentation received for account opening of Limited companies, Partnership firms, Trusts, and Societies.
- Effectively perform KYC checks as per the guidelines put in place and seek any further information from the front-end team in case of any additional information with regards to account opening.
- Handling account maintenance and account review process for both corporate and retail accounts.
- Accounts maintenance includes, but is not limited to, adding account holders in retail accounts, addition/deletion of authorized signatories for private limited and limited companies, trusts, societies, and government organizations, reversal of charges, OD limit modification, and 50 other types.
- Analyzing client data with internal and external sources before marking or removing sensitive memos, and also liaising with legal, the Central Compliance Team, and the Relationship Leader. Handling RE-KYC activities and Risk Profiling of Customers of Both Retail and Corporate accounts.
- Dealing with TASC accounts.
- Perform AML checks and comply with the standard of YESBANK.
- Handling of queries that have been raised by branches. Performing AML, FATCA, and various due diligence checks for savings and current accounts.
- Performing AML, FATCA, and various due diligence checks for savings and current accounts. Handling account closure of Retail, as well as corporate accounts.
- Preparing monthly operation MIS report.
Education
Master of Science - Mathematics
YESU RAJA MATRICULATION SCHOOL
DHARMAPURI07-2015
Skills
- Anti-Money Laundering
- Know Your Client (KYC)
- RegTech Testing
- Due Diligence Specialist
- FCM - Financial Crime Management
- FATCA
- Audit processes
- Testing documentation maintenance
- Test plan creation
- User Acceptance Testing
- Test script writing
- Test case development
- Test Automation
Certification
- Anti Money Laundering & Know your Customer - Indian Institute of Banking & Finance
Accomplishments
- Rewarded Wall of Fame for ensuring good performance and quality.
- Break star appreciation for maintaining the break timings effectively.
Timeline
Senior QA Analyst
YETHI Consulting Pvt Ltd
10.2023 - Current
KYC /AML Investigations Analyst
HCL TECHNOLOGIES PVT LTD
04.2022 - 09.2023
Senior Officer, Operations
YES BANK LIMITED
01.2017 - 03.2022
- Anti Money Laundering & Know your Customer - Indian Institute of Banking & Finance
Master of Science - Mathematics
YESU RAJA MATRICULATION SCHOOL
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