Chittaranjan Mohan Prabhu
Mumbai
Summary
Banker with focus on exceptional customer service and process orientation seeking a position allowing me to be an asset to the bank and customers alike.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Manager Credit Review
State Bank of India
08.2023 - Current
- Accomplished multiple tasks within established timeframes.
- Credit risk Review of loan proposal for risk classification
- Highlighting Early Warning Signals
- Industry Analysis review
Senior Manager - Credit risk and review
Union Bank of India
04.2022 - 06.2023
- Credit risk Review of Large and Mid corporate loan proposal for risk classification
- Highlighting Early Warning Signals
- Development of Credit Risk Policy Framework
- Industry Analysis review
- MIS preparation
Assistant Vice President - Senior Executive
State Bank of India
09.2019 - 04.2022
- Credit risk review of working capital and term loans
- Independent risk analysis of sector and company specifics
- Risk categorization of respective proposals
- Analysis of financial statements and credit related checks
Manager - Credit ( Wholesale Banking)
CSB Bank Ltd
11.2016 - 09.2019
- Conduct rating of the companies to analyze credit risk perspective
- Preparation of comprehensive credit process notes for recommendation to higher authorities
- Credit monitoring of accounts and portfolio review
- NPA management and recovery
Risk Consultant- Financial Services
Deloitte Touche Tohmatsu India Private Limited
06.2016 - 10.2016
- Consulting is risk management activities and risk based audit.
- Basel 3 Implementation
Assistant Manager- Credit
Can Fin Homes Ltd
03.2012 - 06.2014
- Analyze applicants' financial status, credit, and property evaluations.
- Obtain and compile corporate financial statements, and other financial information.
- Review and update credit and loan files.
Education
PGDM (Banking and Financial Services) -
National Institute of Bank Management
Pune, India01.2016
Bachelor of Engineering -
Mumbai University
Mumbai, India01.2011
Skills
- Credit Apprisal
- Credit Risk
- Financial Modelling
- Credit Monitoring
- Portfolio Monitoring
- Relationship Management
Certification
- Financial Risk Manager (FRM)
- Chartered Financial Analyst Level 2 cleared
Languages
English
Marathi
Hindi
Awards
- Branch Award: Member of the team which received best branch in terms of recovery for FY2013 & FY2014
- Branch Award: Member of branch team which has grown it portfolio from Rs 256 cr in FY 17 to Rs 2600 Cr in FY 19
Hobbies and Interests
- Comedy
- Cricket
- Tennis
- Body Building
- Food
Timeline
Manager Credit Review
State Bank of India
08.2023 - Current
Senior Manager - Credit risk and review
Union Bank of India
04.2022 - 06.2023
Assistant Vice President - Senior Executive
State Bank of India
09.2019 - 04.2022
Manager - Credit ( Wholesale Banking)
CSB Bank Ltd
11.2016 - 09.2019
Risk Consultant- Financial Services
Deloitte Touche Tohmatsu India Private Limited
06.2016 - 10.2016
Assistant Manager- Credit
Can Fin Homes Ltd
03.2012 - 06.2014
PGDM (Banking and Financial Services) -
National Institute of Bank Management
Bachelor of Engineering -
Mumbai University
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