Chunkey Ojha
Noida
Summary
Seasoned BFSI professional with 8 years of expertise in the BFSI Domain, eager to leverage skills for impactful contributions within the organization.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Manager Business Analyst
Perfios Software
09.2023 - Current
- Working on the Implementation for Union Bank of India Retail loan products (Personal Loan, Vehicle Loan).
- Working on the APIs Request & Response, Testing, and ensuring the correct mapping is done from the API responses.
- Updating the existing RLOS product based on the new requirements provided by customers or the latest changes taking place.
- Working on mock screens preparation on Draw.io, Figma, and Excel tools.
- Working on Git Application, Redmine Application & JIRA Application.
Senior Business Analyst
Newgen Software
03.2022 - 09.2025
- Managed Newgen accelerator (back office) and portal (front office), enhancing features and identifying defects to prepare base system for client demonstrations.
- Working on the automation of retail loan products (Retail loan origination systems), RLOS process (Auto loan, Personal loan, Home loan, Credit Cards), and Collection process.
- Working on Various Modules such as RLOS, CLOS, Credit Cards (Personal & Corporate Credit Cards), Collection Management System, and LMS (Loan Management System).
- Working on Core Banking solutions, Fiserv, Finacle, Flexcube, Temenos T24, for the integration of internal and External Service providers.
- Working on APIs (Checking I/O Parameters), BRMS rule execution, and testing.
- Working on Waterfall methodologies, Scrum ceremonies, agile methodology, change management, brainstorming, and documentation.
- Gap analysis, document gathering, and managing business and functional requirements.
- Designing and generating reports (Software requirement specifications, Functional specification documents, Minutes of the meeting, Business requirement documentation, Change Request Document).
Credit Manager
KOSH Digital Finance
01.2021 - 03.2022
- Developed credit score models for internal and external customers to improve risk assessment processes.
- Designed credit policies for Group loan, SHG loan, and Top-up loans (unsecured loans) for KOSH.
- Created credit policies for secured and unsecured loans to mitigate lending risks and support responsible lending.
- Designed credit policies for NTC (new to credit) customers.
- Designed risk minimization policies with partners (FINTECH/NBFC) to enhance compliance and reduce exposure.
- Policy designing partnership with B2B companies/lenders/Fintech to reduce risk.
- Working on FINNONE Application for collection Handling.
Assistant Manager
HDFC BANK
05.2018 - 07.2019
- Ensured smooth, error-free loan disbursement within TAT to enhance customer satisfaction.
- Ensured adherence to RBI compliance policies in loan processing.
- Performed detailed reading and analysis of the CAM (credit appraisal memo) prior to file disbursement.
- Disbursement of loan files of the CTG (commercial transportation group), infrastructure group.
- Disbursement of car loans, used car loans, auto loans, and three-wheeler loans.
Assistant Manager
AXIS BANK
06.2016 - 12.2017
- Conducted due diligence on documents (CDD/EDD) for remittances to mitigate risks and ensure compliance.
- Handling LC (letter of credit) and BG (Bank Guarantee).
- Inward and Outward remittances of multi-currencies (USD, CAD, JPY, Dirham) for Retail & Trade Forex.
Education
Post Graduate Diploma - Risk Management
Global Risk Management Institute
Gurgaon01-2020
Postgraduate Diploma - Banking and Services
Manipal University
Bengaluru01-2016
B. Tech - Mechanical Engg.
01-2014
Skills
- Business analysis
- Requirement gathering
- Stakeholder engagement
- Change management
- Agile methodology
- Waterfall methodology
- Project management tools
- Wireframe design
- API testing
- Product demonstration
Affiliations
https://www.linkedin.com/in/chunkey-o-aba47072/
Certification
• Certification from National Management Olympiad (NMO).
• Certification from CFI (CORPORATE FINANCE INSTITUTE) for Credit certification, Corporate Finance & Business Structure.
• Qualified Depository Operations certification examination conducted BY NISM.
• Qualified Mutual fund distributor certification examination conducted BY NISM.
• Certification from CFI (CORPORATE FINANCE INSTITUTE) for Credit certification, Corporate Finance & Business Structure.
• Qualified Depository Operations certification examination conducted BY NISM.
• Qualified Mutual fund distributor certification examination conducted BY NISM.
Areas Of Interest
- Banking and Financial Industries (BFSI)
- Information technology (IT)
Personal Information
- Father's Name: H.K. Ojha
- Nationality: Indian
- Languages : Hindi, English, Bengali
Declaration
I hereby declare that the above information is correct to the best of my knowledge.
(Chunkey Ojha)
Timeline
Manager Business Analyst
Perfios Software
09.2023 - Current
Senior Business Analyst
Newgen Software
03.2022 - 09.2025
Credit Manager
KOSH Digital Finance
01.2021 - 03.2022
Assistant Manager
HDFC BANK
05.2018 - 07.2019
Assistant Manager
AXIS BANK
06.2016 - 12.2017
Post Graduate Diploma - Risk Management
Global Risk Management Institute
Postgraduate Diploma - Banking and Services
Manipal University