CMA Saroj Kumar Nath
Bangalore
Summary
Results-oriented Business Finance and FP&A expert with extensive experience enhancing financial performance, optimizing costs, developing pricing strategies, and maximizing brand profitability across retail and e-commerce sectors. Dynamic financial analyst with extensive experience in budget forecasting and cost control. Skilled in value chain analysis and management information systems, contributing to improved decision-making and operational efficiency.
Overview
7
7
years of professional experience
Work History
Business Finance & FP&A
Westbury Holdings Pvt Ltd.
Bangalore
11.2024 - Current
- Spearheaded brand-wise financial performance evaluation across budget and forecast cycles, equipping management with insights that improved profitability and planning accuracy.
- Oversaw and optimized marketplace cost structures including commissions, logistics, marketing, and platform fees strengthening cost discipline and enhancing margin performance.
- Strengthening OPEX governance by conducting monthly variance reviews, reducing budget deviations by 8% and ensuring disciplined cost control.
- Directed monthly cash flow forecasts and executive reviews, enhancing visibility on inflows/outflows and supporting better cash utilization and cost control.
- Managed governance of non-recurring expenses, enforcing strict budget adherence and improving spend accuracy by 12%.
Business Finance Analyst
Reliance Retail Ltd.
Bangalore
12.2022 - 11.2024
- Partnered with business teams to develop annual budgets and rolling forecasts.
- Led brand- and product-level profitability analysis identifying key margin drivers.
- Analyze pricing strategies and their financial implications to ensure optimal profitability and competitiveness for both brands and products.
- As a results-driven professional, determine the costs associated with products and provide insights to support pricing strategies, planning and budgeting.
- Conducted Value Chain Analysis for NPD to assess cost-to-serve.
- Monitored freight costs, load utilization, and implemented MIS for logistics KPIs.
Financial Analyst
Innovative Retail Concepts Pvt. Ltd. (BigBasket)
Bangalore
12.2019 - 12.2022
- Prepared and presented monthly MIS including Actual vs Budget variance insights.
- Conducted pricing and margin analysis evaluating impact of price and mix shifts.
- Reviewed provisions for returns, damages, and sales-related schemes.
- Supported category teams with performance deep dives for strategic actions.
Executive – Finance & Accounts (RTR)
Teleperformance Pvt. Ltd.
01.2019 - 11.2019
- Executed GL postings, accruals, and monthly reconciliations ensuring zero mismatches.
- Supported Statutory & Internal audit requirements with accurate schedules.
- Managed fixed asset capitalization, depreciation cycles and impairment evaluation.
- Ensured timely close activities reducing month-end delays.
Education
CMA -
Institute of Cost Accountants of India (ICMAI)
01.2017
B. Com -
FM University
01.2013
Skills
- Budgeting and forecasting
- Management information systems
- Cost optimization strategies
- Cash flow management
- Value chain analysis
- Cross-functional collaboration
Disclaimer
I hereby declare that all the information furnished above is true to the best of my knowledge and belief. I am prepared to relocate myself in any type of working environment.
Technical Proficiency
SAP, Oracle, Tally, MS Excel (Advanced), Power BI, Financial Modelling & Cost Reporting
Timeline
Business Finance & FP&A
Westbury Holdings Pvt Ltd.
11.2024 - Current
Business Finance Analyst
Reliance Retail Ltd.
12.2022 - 11.2024
Financial Analyst
Innovative Retail Concepts Pvt. Ltd. (BigBasket)
12.2019 - 12.2022
Executive – Finance & Accounts (RTR)
Teleperformance Pvt. Ltd.
01.2019 - 11.2019
CMA -
Institute of Cost Accountants of India (ICMAI)
B. Com -
FM University