Debargha Sen

Perform an audit of different loan cases/files as per RBI guidelines.

Performing audit of fund-based and non-fund-based and derivative loan cases (term loan, cash credit loan, home loan, assets-backed loan, bank guarantee, letter of credit).

Checking credit appraisal notes and giving observations as per RBI guidelines (EWS, financial difficulty analysis).

END - USE Disbursement Verification,

Authority of Sanction Verification.

Conduct Physical Verification Each month of sanction and Disbursement of BBG loan Department conduct auidt with 5 Sample fresh Loan files with ecah department and givng observation and Prepare Rports..

Conduct an audit of different loan files, such as term loans, cash credit loans, and asset-backed loans. Perform CBS verification and audit report preparation, verification of credit appraisal, and hypothecation document verification.

Conduct an audit of different loan files as per RBI and SBI guidelines.

Detect income leakage and make a report on income leakage.

Check loan files, credit appraisal, and give observations on that.

Check post-sanction inspection report, insurance, hypothecation documents, etc.

Conduct an audit of the CC loan, overdraft loan, and term loan.

And make an audit report for the end of each month.

• Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
• Supported the accounting team with month-end closing procedures, ensuring timely completion and accurate reporting.
• Prepared and mailed invoices to customers, processed payments, and documented account updates.
• Maintained clean and organized files by keeping accounts payable records up-to-date.

Perform Physical Verification Audit Of power Grid Corporation of india , and preparing audit oservation report , Consult with management and give observation and prepare report

• Completed audits in accordance with regulations and procedures.
• Reviewed general ledger transactions to identify errors or irregular entries.
• Assessed financial statements and records.
• Supported senior auditors in the preparation of detailed reports for management, outlining key findings and areas for improvement.