DEBI PRASAD BADU
Recovery Executive
Cuttack
Summary
Enthusiastic, business-driven Recovery Specialist
with over17+ years of assisting clients with financial planning processes and assessing financial data .
Experienced in credit recovery, debt collection, and delinquency management within the financial services sector with a proven track record of reducing non-performing assets (NPAs) through effective negotiation, strategic follow-ups, and customer-centric recovery approaches.
Overview
18
18
years of professional experience
3
3
years of post-secondary education
3
3
Languages
Work History
Debit Recovery Agent
DealMatrix Services Pvt Ltd
08.2021 - Current
- Responsible for pursuing and recovering overdue payments from individual or business clients. The role involves contacting debtors, negotiating repayment terms, delivering legal notices when necessary, and ensuring that recovery actions comply with legal and ethical standards set by company. It serves as a key part of the credit recovery process in financial institutions like banks and microfinance companies.
- Review and follow up on delinquent accounts to ensure timely recovery of overdue amounts.
- Conduct in-person visits to defaulters' premises when required, especially for serious or long-pending cases.
Recovery Specialist
Shriram Transport Finance Company Limited
08.2020 - 04.2021
- Taken responsibility for managing and executing strategies to recover outstanding debts and non-performing assets (NPAs) in compliance with regulatory and organizational policies. Integrating direct interaction with clients, coordination with legal teams, and collaboration with internal departments to minimize financial risk and improve asset recovery rates.
- Resolved customer complaints quickly and effectively.
- Contributed in developing client business plans with the RMs and BM's.
Credit Recovery Specialist
Shriram Transport Finance Company Limited
04.2012 - 07.2020
- Taken responsibility for recovering overdue credit accounts while ensuring compliance with financial regulations and maintaining positive customer relationships. It involves assessing credit delinquencies, communicating with clients to negotiate repayment plans, and minimizing bad debt exposure to protect the financial health of the organization.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
Field Collection Executive
Shriram Transport Finance Company Limited
11.2007 - 03.2012
- I have physically visited customers to collect overdue payments, deliver notices, and ensure timely recovery of outstanding dues with effective communication, on-ground negotiation, and the ability to manage delinquent accounts while adhering to organizational policies and legal compliance standards.
- Conducted field visits to borrowers’ residential or business locations for follow-ups on overdue loans, EMIs, or credit payments.
- Serve legal or recovery notices to defaulting customers and explain the implications professionally.
- Maintain accurate logs of daily visits, collections, customer interactions, and submit reports to supervisors or back-office teams.
Education
Diploma - Mining Engineering
Orissa School of Mining Engineering
Keonjhar, Odisha 04.1993 - 08.1996
Skills
- DEBT RECOVERY
- CREDIT RISK ANALYSIS
- PARTNER RELATIONSHIP DEVELOPMENT
- MANAGERIAL FINANCE
Personal Information
Date of Birth: 03/05/74
Timeline
Debit Recovery Agent
DealMatrix Services Pvt Ltd
08.2021 - Current
Recovery Specialist
Shriram Transport Finance Company Limited
08.2020 - 04.2021
Credit Recovery Specialist
Shriram Transport Finance Company Limited
04.2012 - 07.2020
Field Collection Executive
Shriram Transport Finance Company Limited
11.2007 - 03.2012
Diploma - Mining Engineering
Orissa School of Mining Engineering
04.1993 - 08.1996
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