Deepak Kumar
Nawada
Summary
I am an accomplished financial services professional with over 16 years of experience in microfinance and team management. Throughout my career, I have successfully overseen operations, achieved significant targets while managing diverse teams and streamlined loan disbursement processes. I am dedicated to continuous learning and growth in my profession, consistently striving for excellence
Overview
18
18
years of professional experience
Work History
Cluster Head
Jana Small Finance Bank
11.2025 - Current
- Currently working as Cluster Head managing a manpower of 40 to 60 people including 3 area managers across 3 branches.
- Small Finance Bank provides various types of loans and financial products.
Cluster Manager
TVAM Technology Pvt. Ltd.
07.2024 - 11.2025
- Currently working as Cluster Manager managing a manpower of 55 to 60 people including 2 area managers across 14 branches.
- Financial services company providing various types of loans and financial products.
Secured Business & Personal Loan
Chola Mandalam Investment and Finance Company Ltd.
06.2023 - 06.2024
- Handled a manpower of 45 people in the 5 branch.
- Ensuring timely achievement of monthly targets and planning of targets to be achieved in the upcoming months.
- Handled Rapid fin App.
Team Leader (Business Loan Division)
Utkarsh Small Finance Bank
11.2022 - 06.2023
- Handled a manpower of 45 to 50 people in the 9 branches.
- Delegation of daily targets to the Branch Manager, Credit Manager, Branch Operation manager Relationship officer and timely reporting to immediate at me the end of the day.
- Record maintenance like staff joining, details of clients etc. was done under my purview.
Area Sales Manager
TATA Capital Financial Services Ltd.
04.2022 - 10.2022
- Responsible for business and development of 5 branches in 5 districts of Bihar.
- Ensure manpower productivity of 51+ Executives including 5 Branch Managers.
- Regarding HR functionaries like recruitment and training across all districts of Bihar.
- Responsible for superior of Disbursement and repayment performance of a portfolio of customers.
Branch Manager MSME Sales Department HL LP PL BL
Annapurna Finance Pvt. Ltd
10.2019 - 04.2022
- Managing team of RMs / SMs to achieve business target on parameters like sourcing, login and Disbursement.
- Coordinate with credit & operations team along with technical team to ensure superior customer service and TAT to end consumer.
- Conduct survey to identify opportunities for expansion.
Sr. Branch Manager
Svatantra Microfin Pvt. Ltd
06.2018 - 09.2019
- Managed Saathi App and Omni App for operations.
- Microfinance organization offering financial services to underserved populations.
Branch Manager
Bharat Financial Inclusion LTD
06.2008 - 05.2018
- Handled a manpower of 15 people in the branch.
- Handled Portfolio tracker, account module & Cross selling.
- Accountable for the safety of lockers.
- Loan Disbursement Growth: Oversaw a 25% increase in loan disbursements over one year.
- Cost Reduction Achievement: Reduced overhead costs by 15% in six months.
- Team Leadership Success: Led a team of 60 members to exceed targets by 20%.
- Operational Efficiency Increase: Successfully managed operations across 5 branches, improving efficiency by 30%.
Education
Bachelor of Arts -
Magadh University
Intermediate -
B.S.E.B. Patna
Matriculation -
B.S.E.B. Patna
Skills
- Advance Excel
- Team Leadership
Accomplishments
- Oversaw a 25% increase in loan disbursements over one year.
- Reduced overhead costs by 15% in six months.
- Led a team of 60 members to exceed targets by 20%.
- Successfully managed operations across 5 branches, improving efficiency by 30%.
Timeline
Cluster Head
Jana Small Finance Bank
11.2025 - Current
Cluster Manager
TVAM Technology Pvt. Ltd.
07.2024 - 11.2025
Secured Business & Personal Loan
Chola Mandalam Investment and Finance Company Ltd.
06.2023 - 06.2024
Team Leader (Business Loan Division)
Utkarsh Small Finance Bank
11.2022 - 06.2023
Area Sales Manager
TATA Capital Financial Services Ltd.
04.2022 - 10.2022
Branch Manager MSME Sales Department HL LP PL BL
Annapurna Finance Pvt. Ltd
10.2019 - 04.2022
Sr. Branch Manager
Svatantra Microfin Pvt. Ltd
06.2018 - 09.2019
Branch Manager
Bharat Financial Inclusion LTD
06.2008 - 05.2018
Bachelor of Arts -
Magadh University
Intermediate -
B.S.E.B. Patna
Matriculation -
B.S.E.B. Patna