Summary
Overview
Work History
Education
Skills
Timeline
Generic
DEEPAK SINGAL

DEEPAK SINGAL

Banker
Hisar

Summary

Detail-oriented Credit Manager skilled at analyzing lending activities according to current regulations, standards and market conditions. Offering 11 years of financial industry expertise.

Focused credit management professional trained in MSME Credit. Collaborates with other bank departments to keep operations running smoothly. Experienced at training and mentoring junior employees.

Highly-qualified Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability.

Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Service-oriented MSME credit Manager with track record of consistently delivering highest levels of performance. Tactful and dynamic professional offering great acumen in sales generation and customer relationship management. Knowledgeable in financial and credit analysis, credit modeling and market status monitoring.

Versatile credit manager with background in banking and finance. Consistently meet bank and customer service standards. Ready to tackle new challenges in position within Financial sector where talents in MSME Credit will be valuable.

Results-driven Credit experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach.

Reliable employee seeking Regional Credit Manager position. Offering excellent communication and good judgment.

Dedicated MSME credit professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

Enthusiastic Credit Manager eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of Credit Management and training in MSME Credit. Motivated to learn, grow and excel in Financial industry.

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Regional Credit Manager position. Ready to help team achieve company goals.

Experienced Credit Manager with over 11 years of experience in Banking industry. Excellent reputation for resolving problems and improving customer satisfaction.

Overview

13
13
years of professional experience
6
6
years of post-secondary education

Work History

Credit Manager

IDBI Bank
Hisar
02.2011 - Current
  • Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
  • Oversaw reporting, documentation and recordkeeping requirements for department.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Obtained and interpreted financial statements to assist in credit limit reviews.
  • Reviewed and analyzed loan procedures.
  • Streamlined processes for early identification of potential credit system and monitoring problems.
  • Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Monitored accounts for signs of fraud and non-payment issues.
  • Attended ongoing professional training to facilitate accurate and productive credit management.
  • Used LPS to perform credit appraisals, document verification and loan approvals.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.

Education

Master Of Business Administration - Finance

Haryana School of Business
Hisar
04.2007 - 04.2009

Under Graduate - Commerce

Ved Senior Secondary School
Hisar
04.2003 - 04.2004

Graduate - Commerce

C.R.M. Jat P.G College
Hisar
04.2004 - 04.2007

Skills

Proficient in Hindi and English

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Timeline

Credit Manager

IDBI Bank
02.2011 - Current

Master Of Business Administration - Finance

Haryana School of Business
04.2007 - 04.2009

Graduate - Commerce

C.R.M. Jat P.G College
04.2004 - 04.2007

Under Graduate - Commerce

Ved Senior Secondary School
04.2003 - 04.2004
DEEPAK SINGALBanker