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Deependra Singh
Senior Product Manager
Pune
Summary
Financial inclusion professional and Design Thinker handled multifunction like Sales, Marketing, Product Development of MSME Loans, Solar loans, Personal & Business loans. The strength of working in an unstructured environment and leading diverse cross-functional groups. Consistently leveraged data analytic and digitalization
Overview
6
6
years of professional experience
7
7
years of post-secondary education
2
2
Languages
Work History
Senior Product Manager
Fino Payments Bank Ltd
Mumbai
02.2023 - Current
- As a Product Manager specialized in secured and unsecured loans, primary responsible to develop and manage referral loan products (Personal loan, Business Loan,Gold Loan,Home loan) to meet the needs of both customers and the organization.
- Work closely with cross-functional teams, including sales, marketing, operations, and risk management, to ensure the successful implementation and ongoing improvement of loan products.
Senior Business Analyst
Lentra
12.2022 - 02.2023
Assistant Vice President - MSME ProductS
Annapurna Finance Pvt. Ltd
02.2020 - 11.2022
- Identifying products, segments, and markets for the MSME Loan.
- Designed product programs and policies to enable the growth of the MSME and Solar Loan.
- Streamlined processes to achieve seamless rollout of products and enhance customer responsiveness.
- Undertook projects and lead cross-functional teams for IT related projects to provide solutions for various process improvements
- Developed analytical tools for identifying customers for growing relationships and improving customer stickiness.
- Assessed and supported plans for digital lending initiatives for the MSME Loan.
- Undertaking a periodic review of the business P&L, identifying areas of good performance and improvement, and proposing corrective action to ensure budgets and return ratios are met in line with plans for the MSME .
- Reviewed income plans and identified additional revenues and fee income sources to drive the overall profitability of the business.
- Driving the liability strategy and planning for the MSME Loan in terms of growth in liability relationships and balances.
- Tracking the performance of the MSME Branches through MIS on various business and credit parameters like disbursements, of accounts, fees, delinquencies, productivity, and other parameters
- Worked closely with the marketing team to develop various marketing schemes and marketing campaigns to enable the growth of Sales.
Cluster Business Manager
Annapurna Finance Pvt.Ltd
Chennai
05.2019 - 01.2020
- Lead 50 Member team of the 8 Branches
- Responsible for Portfolio Quality and management
- Developed a competitive business development and sales strategy; created new opportunities for market penetration and revenue generation
- Implemented long term business goals to ensure maximum profitability in line with organizational objectives
- Conducting risk surveys at different locations all over India
- Handling end to end establishment of new branches, starting from finalizing the premises to hiring employees in that branch
- Employee motivation in general along with motivating the bottom branches
- Handling of issues on case to case basis of different branches and reaching a solution.
Management Associate
Annapurna Finance Pvt. Ltd
05.2018 - 05.2019
- Conducting risk survey at different locations all over India
- Handling end to end establishment of new branches, starting from finalizing the premises to hiring employees in that branch
- Employee motivation in general along with motivating the bottom branches
- Handling of issues on case to case basis of different branches and reaching a solution.
Intern
APMAS
11.2017 - 12.2017
- Designed Business plan for the Farmer Service Centre in Kamareddy District Which leads to provide services to 2000+ Individuals # Baseline study of 250+ women in Yadadri District for social inclusion and Gender equality # Study of Income, Expenditure and Indebtedness of Agricultural Households in India
Student Intern
Te Banda, Government of Maharashtra
08.2017 - 09.2017
- Handled the Natural Resource mapping to Identify a Potentially more beneficial product # Value Chain Analysis of the major crops including coconuts and cashews in Parule Village # Executed the programme which will benefit 100+ families, amounting to 500+ individuals Rural Practicum
Volunteer
Narmada Bachao Andolan
03.2017 - 03.2017
- Volunteered to work for the rehabilitation and helped 1000+familes, 5000+ individuals
- The prepared report which leads to the compensation worth INR 120 crore from the Supreme Court
- Worked alongside social activists such as Medha Patkar and supervised the work in 8 villages.
Fieldwork Intern
Urban Health Centre
07.2016 - 03.2017
- Worked for the welfare of the rural slum dwellers and their rehabilitation along with an NGO # Raised charity worth INR 100,000+ among other work in the duration of work of 10 months
Project Supervisor
Divya Jyoti Social Developement center
07.2014 - 12.2015
- Handled the project at NGO to provide better health services to underprivileged in slum areas # Organized 6 camps across 2 cities to provide complementary treatment to 1000+ TB patients # Negotiated with 10 doctors and reduced their consultation fees by 90%; saving INR 5,00,000
Intern
BHALV CONSULTING MADHYA PRADESH PRIVATE LIMITED
04.2013 - 05.2013
- Research Innovation Project in the domain of low cost refrigeration and air conditioning
Intern
Central Institute of Plastics Engineering & Technology, CIPET
06.2012 - 07.2012
- Operated and supervised the plastics processing on site and conducted daily briefings # Handled the heavy machineries(injection moulding, extrusion, milling and lathe) on day-to-day basis
Education
Master of Arts (M.A - Social Work in Livelihood and Social Entrepreneurship
Tata Institute of Social Sciences
01.2016 - 04.2018
M.A Social - Work in Livelihood and Social Entrepreneurship
Rajiv Gandhi Prodyogiki Vishwavidyalaya
Bachelor of Engineering (B.E - Mechanical Engineering
01.2010 - 04.2014
B.E - Mechanical Engineering
Licenses & Certifications StartUp India Learning Program - upGrad Accredible-10502294 UGC NET Qualified for Assistant professor - UGC - undefined
Skills
Product lifecycle management
Product positioning
Strategic planning
Market penetration strategy
Business Development
Demographic Analysis
Product Roadmaps
Business planning
Competitive market analysis
Additional Information
- Honors & Awards , Transform Maharashtra "StartUP" - Government of Maharashtra : (GoM) Apr 2017 3rd Prize in Transform Maharashtra , Initiative of Maharashtra Government . In the Theme "Launchpad Start-up Maharashtra". Overseas Scholarship - Government of Madhya Pradesh Mar 2015 Selected for the OVERSEAS Scholarship for M.S by Govt. of Madhya Pradesh in 2015 Deependra Singh - page 1
Software
JIRA
Timeline
Senior Product Manager
Fino Payments Bank Ltd
02.2023 - Current
Senior Business Analyst
Lentra
12.2022 - 02.2023
Assistant Vice President - MSME ProductS
Annapurna Finance Pvt. Ltd
02.2020 - 11.2022
Cluster Business Manager
Annapurna Finance Pvt.Ltd
05.2019 - 01.2020
Management Associate
Annapurna Finance Pvt. Ltd
05.2018 - 05.2019
Intern
APMAS
11.2017 - 12.2017
Student Intern
Te Banda, Government of Maharashtra
08.2017 - 09.2017
Volunteer
Narmada Bachao Andolan
03.2017 - 03.2017
Fieldwork Intern
Urban Health Centre
07.2016 - 03.2017
Master of Arts (M.A - Social Work in Livelihood and Social Entrepreneurship
Tata Institute of Social Sciences
01.2016 - 04.2018
Project Supervisor
Divya Jyoti Social Developement center
07.2014 - 12.2015
Intern
BHALV CONSULTING MADHYA PRADESH PRIVATE LIMITED
04.2013 - 05.2013
Intern
Central Institute of Plastics Engineering & Technology, CIPET
06.2012 - 07.2012
Bachelor of Engineering (B.E - Mechanical Engineering
01.2010 - 04.2014
M.A Social - Work in Livelihood and Social Entrepreneurship
Rajiv Gandhi Prodyogiki Vishwavidyalaya