DHANASEKARAN V
Sr. Associate Vice President
Krishnagiri,Tamil Nadu
Summary
Finance professional with 20 years of extensive experience in Home Loan & Lap loan , SME Loan . Proven expertise in setting up new branches, Managing large loan portfolios, Expanding business across multiple Areas , and ensuring strict adherence to compliance and audit requirements. Recognized leader skilled in building high-performing teams, Driving business growth, and reducing NPAs while maintaining customer-centric operations.
Overview
21
21
years of professional experience
2
2
Languages
Work History
Sr. Associate Vice President (TN WEST Head)
Aptus Value Housing Finance India Ltd
06.2012 - Current
- - Spearheaded housing loan business from inception in Hosur, including branch setup, team recruitment, and vendor empanelment.
- June 2012 Join to Branch Manager
- 2014 Sr.BM promoted, (Krishnagiri Branch)
- 2017 Area manager promoted, (Krishnagiri Cluster & Vellore Cluster)
- 2020 Sr.Area manager promoted,( Krishnagiri & Vellore& Salem Clusters )
- 2022 Associated Vice president Promoted, (Krishnagiri & Vellore& Salem & Erode & Tiruppur & Coimbatore Clusters )
- 2024 Sr. Associate vice president Promoted, (Krishnagiri & Vellore& Salem & Erode & Tiruppur & Coimbatore Clusters )
- - Managing operations across 30 branches covering Salem Cluster, Krishnagiri Cluster, Vellore Cluster, Tiruppur Cluster, Coimbatore Cluster
- - Leading sales, credit, collections, and technical/legal teams ensuring compliance and efficiency.
- - Drove significant YoY growth in disbursements while maintaining low NPA ratios.
- - Conducted regular product & policy training sessions, strengthening staff capabilities.
- - Awarded multiple times as Best Branch Manager and Aptus Pillar Award , Best Area Winner for consistent performance.
Branch Manager
Vistaar Financial Services Pvt Ltd
08.2010 - 05.2012
- - Handled Business Loans & Mortgage (LAP) portfolio ranging from ₹1 Lakh to ₹25 Lakh.
- - Managed a portfolio worth ₹ 10 Crore+, ensuring healthy collections and low delinquency.
- - Supervised a team of 9 CROs, ensuring productivity through continuous training & motivation.
- - Awarded “Top Performer of the Month” (Nov 2011 , Dec 11 , Jan 12 ) at Branch Manager level.
Senior Relationship Manager
Fullerton India Credit Company Ltd
08.2007 - 07.2010
- - Managed personal loan sales and customer acquisition.
- - Consistently recognized as Star of the Quarter and awarded for exceptional performance.
Sales Executive
Pro Lease Staffing Services Pvt Ltd (Citi Financial)
02.2005 - 08.2007
- - Handled sales of personal loans through customer acquisition and relationship management.
- - Developed marketing and sales activities for business growth.
Education
Bachelor of Business Administration -
Annamalai University
Skills
- Housing Loan Products & SME Loan & Lap Loans
- Branch Expansion & Branch Operations
- BMs Leadership training & Staff Training & Sales Staffs and Collection Staffs Recruitment , (BM & Cluster managers and Area managers recruitment) Maintain Permitted staffs fulfilling ,
- Normal Collections Billing Vs collection & ED Collection maintain Bounce % below 15% , NPA % maintain below 2% ,
- TN West 30 Branch, Portfolio 1095 cr,
- Credit Risk Analysis & Portfolio Management,
- Regulatory Compliance & Audit Adherence,
- Customer Relationship Management,
Accomplishments
- Awarded multiple times as Best Branch Manager at Aptus (2014–2016).
- Krishnagiri Area recognized as Best Area for FY 2015–16 & 2016–17.
- Recipient of Aptus Pillar Award for individual excellence.
- Consistently delivered high growth in housing loan business across multiple regions.
- Maintained NIL OD (Overdue) for Hosur branch as of March2013-2014.
- Maintained NIL OD, NIL NPA , NIL ED (Overdue) for Krishnagiri branch as of March 2014-2015, 2015-2016,2016-2017
Timeline
Sr. Associate Vice President (TN WEST Head)
Aptus Value Housing Finance India Ltd
06.2012 - Current
Branch Manager
Vistaar Financial Services Pvt Ltd
08.2010 - 05.2012
Senior Relationship Manager
Fullerton India Credit Company Ltd
08.2007 - 07.2010
Sales Executive
Pro Lease Staffing Services Pvt Ltd (Citi Financial)
02.2005 - 08.2007
Bachelor of Business Administration -
Annamalai University
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