Chatak Deshpande
Banker
Mumbai
Summary
Dedicate Banking professional with a history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
4
4
years of professional experience
3
3
years of post-secondary education
Work History
Associate Vice President
Federal Bank
08.2012
- Looking after overall stages of products from sourcing to disbursements of limits
- Overall process handling in coordination with clients, credit managers, ops (CAD) & limit setting teams involved at various stages from sanctioning of limit to disbursements
- Managing overall day today operational activities of credit like preparing CAM for new cases and renewal cases, Call memos, Site Visits & plant visits reports, CRM updating, End use monitoring, Interest Servicing and ensuring property and stock insurance of client on timely basis
- Manage healthy and strong relationship through various activities and ensuring customer delight-ness
- Handling customer issues with due diligence
- To prepare and maintain periodical status update on housekeeping, new cases status, Cross sale status etc. and share it with seniors as well as Branch to get their views and cooperation for faster resolutions.
- Compliance of various types of audits like statutory, RBIA, Concurrent, Credit, Stock audit etc.
- Post disbursement compliance by way of Loan review management by using LMS tools.
- Preparation of Loan Documents, ensuring clauses as per sanction terms, complete all mortgage formalities.
Branch Manager
RBL Bank
10.2008 - 08.2012
- Organized and executed training programs for branch personnel
- Evaluated the employee performance and provided feedback and coaching as needed
- Recognized the employee achievements and encouraging excellence in the work environment
- Developed appropriate sales plans, conducted regular sales and operations meetings to achieve goals
- Expertise in managing branch operations and implementing competitive strategies towards enhancing market penetration, business volumes and growth for a wide range of Banking products & services
- Competent in assessing and implementing effective solutions to the customer needs, with an aim to improve customer contentment & consequently customer loyalty, repeat & referral business.
Education
MBA - Marketing and HR, Department of Commerce and Management
Shivaji University
Kolhapur 05.2006 - 04.2008
Qualified Proficiency Self Assesement test for Independent Directors Databank(IDDB-NR202308-050688) -
IICA
01.2023 - 01.2024
KPMG- Independent Director Certifcation Programme - Independent Director
KPMG India
01.2024 - 04.2024
Skills
Banking Operations
Loan Monitoring
Coaching and Mentoring
Process Improvement/Excellence
Risk Assessment/ Mitigation
Audit/Compliance
Team Management
Reporting & Documentation
Led a portfolio budget of around 1000 crores
Received highest Rating (AAA) for best performance in 2021
Played a key role in sourcing and processing CB Loans up to INR 2500 Cr
Administered the SME branch in MIDC area with 200% growth in SME Lending
Spearheaded the CIB account with exposure of Rs 100Cr
Conferred with the Best SME branch among 150 branches in 2016-17
Recognized as the Star of the zone for SME lending in 2015
Steered efforts in recovering around 1500 Cr in old NPA accounts
Handling all types of Audits
Handling Loan Monitoring of CB/CIB/Retail/Agri
Successfully qualified the Online Proficiency Self-Assessment Test For Independent Director's Databank (Reg No- IDDB-NR-202308-050688)
Lifetime Alumni member of the KPMG India Board Leadership Center
Personal Information
Date of Birth: 06/16/82
Languages
English
Marathi
Hindi
Timeline
KPMG- Independent Director Certifcation Programme - Independent Director
KPMG India
01.2024 - 04.2024
Qualified Proficiency Self Assesement test for Independent Directors Databank(IDDB-NR202308-050688) -
IICA
01.2023 - 01.2024
Associate Vice President
Federal Bank
08.2012
Branch Manager
RBL Bank
10.2008 - 08.2012
MBA - Marketing and HR, Department of Commerce and Management
Shivaji University
05.2006 - 04.2008