Dharmendra Kumar Prasad
Mumbai
Summary
Payments and Cards domain expert with over 9 years of experience in BASE24 authorization switch and ATM/POS systems. Specialized in BASE24 architecture, transaction lifecycle management, and switch-level testing. Demonstrated success in Visa and Mastercard certifications, ATM hardware integration, and comprehensive transaction testing. Positioned as a Payments System Analyst and Authorization Switch SME, facilitating legacy-to-modern payment transformations.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Associate Consultant Specialist
TCS
01.2024 - Current
- Trained on payment switches including Base24, Tandem, and ISO8583 messaging interface.
- Participated in all phases of software development lifecycle from requirements analysis to final release testing.
- Collaborated on Issuing and Acquiring Certification processes with Visa.
- Conducted Compliance/Mandate Testing for schemes in both Acquiring and Issuing.
- Utilized simulators such as T3 Iliad, Visa (VTS), and Paysim for testing purposes.
- Demonstrated knowledge of ISO 8583 message formats.
- Employed testing management tools such as Jira for project tracking.
- Applied Agile methodology to streamline development processes.
Specialist Software Engineer
LTI
Mumbai
06.2022 - 01.2024
- Trained on payment switches including Uni, Tango, and ISO8583 messaging interface.
- Executed compliant testing for Visa and MasterCard in acquiring and issuing roles.
- Conducted certification processes with Visa and MasterCard to achieve compliance requirements.
- Participated in all phases of software development and testing life cycle.
- Used transaction simulators to trigger transaction T3, Iliad, Visa, and MAS in diverse testing scenarios.
- Employed testing management tools like Jira and Qtest within Agile methodology.
- Mentored junior engineers on best practices and software design principles.
- Troubleshot complex software issues to deliver timely client resolutions.
Specialist Software Engineer
FISERV
06.2021 - 06.2022
- Trained on payment switches including EPOC, Tandem, and ISO 8583 messaging interfaces.
- Gained expertise in all phases of software development and testing life cycle.
- Developed proficiency in WEBFAST simulators for efficient system modeling.
- Executed compliance testing to ensure adherence to industry standards.
- Managed Visa certification processes, enhancing transaction security protocols.
- Specialized in Epoc Switch operations, optimizing data exchange efficiency.
- Handled EFIT interface tasks to improve connection reliability.
- Acquired knowledge of message formats, focusing on ISO 8583 specifications.
- Analyzed payment transactions for accuracy and compliance with company policies.
- Trained junior analysts on payment systems and best practices for accuracy.
Tester and Implementer
Capgemini
01.2020 - 05.2021
- Trained on payment switches including Base24, Tandem, and ISO8583 messaging interface.
- Acquired expertise in all phases of software development and testing life cycle.
- Used simulator FINSIM.
- Possessed knowledge of message formats and ISO 8583, Version 87.
- Conducted thorough functional testing on software applications for quality assurance.
- Collaborated with developers to identify and resolve software defects efficiently.
- Executed regression tests to ensure system stability after updates and changes.
- Developed detailed test plans and test cases based on project requirements.
- Participated in daily stand-up meetings to discuss project progress and challenges.
Base24 Analyst
Concerto software and Systems
07.2016 - 04.2020
- Configured Base24-related tasks to ensure system integrity.
- Established test environment for efficient testing processes.
- Conducted UAT and regression testing to validate software functionality.
- Executed card management testing for transaction accuracy.
- Performed fraud checks on PRM transactions to enhance security measures.
- Utilized Tandem utility to optimize operational efficiency.
- Assisted in implementing new software tools across departments for improved collaboration.
- Tracked project milestones and deliverables to support effective project management efforts.
Education
Bachelor of Science - Information And Computer Systems
DVS College
Mumbai03-2013
Skills
- Base24
- EPOC
- Tango
- TAL
- TACL
- COBOL
- Tandem
- Agile methodology
- Payment processing
Projects
Projects accomplished
Migration of BASE24 (NB5400 to NB5600) | Axis Bank Ltd.
- Led the migration of BASE24 production hardware from NB5400 to NB5600
- Managed Base24 configuration, SIT testing, and customer UAT
- Executed end-to-end financial and non-financial transaction testing, including ATM testing and ADVT certification
Visa DCC transaction implementation| Axis Bank
- Enabled dynamic currency conversion (DCC) transactions for foreign Visa customers
- Performed customized code compilation, CSM changes, and Base24 configuration
- Conducted bug fixing and customer UAT on NCR, Wincor, OKI, and Hitachi ATM/recycler models
Hopper bill value for recycler machines| Axis Bank
- Enhanced recycler machines to display available denominations for withdrawal transactions to improve customer service
- Managed Base24 configuration, testing, bug fixing, and UAT for OKI and Hitachi machines
Regression testing| Network International
- Executed regression testing for authorization module transactions
- Handled all related Base24 configurations and SIT testing
Payment facilitator and MVV configuration| ANZ Bank
- Configured and tested Base24 to transmit Merchant Verification Values (MVV) to Visa and BNET
- Implemented logic to send payment facilitator (PF) values to the interchange
ATM system integration testing (SIT)| HDFC Bank
- Performed end-to-end SIT testing for ATM environments
- Involved in system configuration and provided dedicated UAT support
Config file and security optimization| Axis Bank
- ATM enhancements: integrated new ATM units and customized screens via Base24 configuration
- Transaction restrictions: restricted withdrawal transactions on non-EMV machines for off-US customers through config file modifications
- Limit management: Set and tested new withdrawal limits for the Lanka setup within the Base24 switch
Certification
Software Specialist Certification.
Accomplishments
TOP Performance Recognition received in Fiserv.
Timeline
Associate Consultant Specialist
TCS
01.2024 - Current
Specialist Software Engineer
LTI
06.2022 - 01.2024
Specialist Software Engineer
FISERV
06.2021 - 06.2022
Tester and Implementer
Capgemini
01.2020 - 05.2021
Base24 Analyst
Concerto software and Systems
07.2016 - 04.2020
Bachelor of Science - Information And Computer Systems
DVS College