Dhiraj Mulchandani
Mumbai,Maharashtra
Summary
Professional with substantial experience in guiding product development and Project Management. Adept at leveraging data-driven insights, leading cross-functional teams, and aligning projects with business goals. Strong focus on collaboration, flexibility, and delivering impactful results. Skilled in strategic planning, user experience optimization, and agile methodologies.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Product Manager
L&T Financial Services
09.2024 - Current
- Leadership & Team Management: Lead the portfolio monitoring team, ensuring effective collaboration and performance to meet portfolio management objectives.
- Portfolio Performance Oversight: Continuously monitor and assess the performance of the current portfolio, identifying areas for improvement and recommending strategies for optimization.
- Risk Identification & Mitigation: Proactively analyze and predict future risks, implementing measures to minimize exposure and protect the portfolio's value.
- Trend Analysis: Conduct comprehensive analysis of trends and patterns to inform strategic decision-making and improve overall portfolio performance.
- Reporting & Communication: Provide regular updates and insights on portfolio performance and risk forecasts to senior management and stakeholders.
- Decision Support: Collaborate with other teams to ensure that portfolio strategies align with organizational goals and risk tolerance.
- Implemented Agile methodologies for more efficient project management and team collaboration.
Business Analyst and Production Support
Kotak Mahindra Bank
01.2022 - 09.2024
- Create a business requirement document in partnership with product and other stakeholders
- Gather requirements and conduct a project management with relevant stakeholders
- Need to work closely with stakeholders for requirement elicitation, gathering and documentation
- Responsible for dashboards, data support, segmentation/scorecards, analytics and customer insights
- Interact with data scientists for building analytical solutions towards the objective of analytical business delivery
- Interact with internal and external technology stakeholders for analytical business delivery
- Preparation and review of Profitability Reports and Variance analysis with estimates and projections
- Preparation of presentations & reports of business for presentations to investors/stakeholders
- Coordination of Finance meetings for Strategic issues & follow-up on the decided actions
- Assist the Group head in generating and analyzing Business MIS & Financial MIS, Co-coordinating with various departments
- Streamlined project management with effective communication and collaboration across cross-functional teams.
- Performed gap analysis between existing systems or processes and desired state, identifying areas for improvement or enhancement.
Business Analyst
Eclerx Services Pvt Ltd
01.2020 - 01.2021
- To analyse differences in trades of clients and counter-parties
- To check for open trades in Bonds and Equity Market for clients
- Communicating with clients and brokers for Audit Reports for Repurchase and TBA Trades
- Work on Financial Planning, Analysis, various reporting to assist the Group head in tracking the key business parameters of the business
- Analyze current and past financial data related to business, performance of clients and establish and evaluate profit plans
- Preparation & analytical study of various financial reports viz
- Projected profitability statement, periodic financial report
- Prepare overall monthly reporting for division compiling all businesses
- Identify trends in market related to business and provide strategic recommendation for improvement in line with business objectives
Sr. Insurance Executive
Capita India Pvt Ltd.
01.2018 - 01.2019
- Worked on 3 different projects for onshore clients
- To Share onshore customer's different queries and claims with respective departments
- Team member of Smarter Faster Finance for Data research and uploading data in SAP
- Working with Indexing team to Index the documents of UK customers so SLA can be achieved
- Editing and maintaining of data on MS Excel for future references and for updating the new information on SAP
- Letter coding templates for automated updated letters for each Individual
Sr. Loan Officer
HDFC Sales Pvt Ltd
01.2016 - 01.2017
- Evaluate, authorize, or recommend approval of housing, mortgage and commercial loans
- Detailed checking about KYC, loan documents, legal report for disbursement
- Adheres to all State and Federal Banking Regulations, receive and research new regulations, policies and procedures and implement them
- Justify decisions (approvals/rejections) of files and make report on them
- Maintaining the highest level of confidentiality with all information obtained
- Achieved high levels of client retention by providing exceptional service throughout the loan origination process.
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
Education
Bachelors - Financial Markets
Kishinchand Chellaram College
Mumbai, Maharashtra04.2016
Skills
- Data Analysis
- Business Requirement Gathering
- Process Improvement
- Business Intelligence
- Data Visualization and Data Modeling
- Regression Analysis
- Experimental Design
- Change Management
- Research Data Management
- Planning & Reporting
- Client Relations
- Risk Analysis
- Vendor Management
- Critical & Analytical Thinking
- Product issue resolution
- Scrum Methodologies
- Software Development Life Cycle
- User Acceptance Testing
- Jira
- Azure Devops
- OCR
- Product Lifecycle Management
- Agile Software Development
- Scrum Framework
- User Story Creation
- Product Backlog Management
- Cross Functional Leadership
- Project Management
- Requirements Gathering
Certification
- IIBA & SAP endorsed Certificate in Business Analyst & Agile Coach, Imarticus, 11/2020 - 04/2021.
- Data Analytics Essentials from Cisco Networking Academy, 24/2024
Timeline
Product Manager
L&T Financial Services
09.2024 - Current
Business Analyst and Production Support
Kotak Mahindra Bank
01.2022 - 09.2024
Business Analyst
Eclerx Services Pvt Ltd
01.2020 - 01.2021
Sr. Insurance Executive
Capita India Pvt Ltd.
01.2018 - 01.2019
Sr. Loan Officer
HDFC Sales Pvt Ltd
01.2016 - 01.2017
Bachelors - Financial Markets
Kishinchand Chellaram College
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