Diksha Madeshiya
Nagpur
Summary
Detail-oriented Mortgage Analyst with over 4 years of experience in pre-purchase loan review, compliance checks, and credit risk analysis. Proficient in reviewing loan documentation for accuracy, ensuring adherence to Fannie Mae, Freddie Mac, FHA, and VA guidelines. Seeking a remote mortgage underwriting or review role.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Sr, Pre-Purchase Reviewer & DEFAULT, INVOICING SPECIALIST
OCWEN FINANCIAL SOLUTION
01.2021 - Current
- Detail-oriented Mortgage Analyst with over 4 years of experience in pre-purchase loan review, compliance checks, and credit risk analysis.
- Proficient in reviewing loan documentation for accuracy, ensuring adherence to Fannie Mae, Freddie Mac, FHA, and VA guidelines.
- Conducted detailed mortgage file reviews, ensuring 100% compliance with lending regulations.
- Assessed borrower eligibility, including credit, income, and asset verification.
- Reviewed closing disclosures, loan estimates, and title reports for accuracy.
- Ensured compliance with FHA, VA, Fannie Mae, and Freddie Mac guidelines.
- Managed default invoicing processes, ensuring accurate billing and compliance with investor guidelines.
Sales Manager
Craytonix
01.2020 - 01.2021
- Analyzed sales data and market trends to identify business opportunities, optimize strategies, and forecast revenue growth.
- Collaborated with cross-functional teams to align customer needs with product solutions, improving lead conversion and customer satisfaction.
- Streamlined sales processes and CRM usage by identifying bottlenecks and implementing process improvements for increased efficiency.
- Prepared and presented performance dashboards and reports for management, enabling data-driven decision-making and strategic planning.
HR Manager
SHPL( Shravan Hospital Pvt Ltd.)
Nagpur
01.2019 - 01.2021
- Analyzed employee performance and engagement data to identify trends, inform HR strategies, and improve retention.
- Collaborated with cross-functional teams to implement and optimize HRMS solutions, gathering user requirements and ensuring system alignment with business needs.
- Streamlined HR processes (onboarding, payroll, appraisals) by identifying inefficiencies and introducing process improvements.
- Created and presented HR reports and dashboards to leadership for data-driven decision-making and compliance monitoring.
Education
POST GRADUATION DIPLOMA - MANAGEMENT
LEXICON MANAGEMENT INSTITUTE
01.2021
BACHELOR OF COMMERCE - COMPUTER APPLICATION
DR AMBEDKAR INSTITUTE OF MANAGEMENT
01.2019
DIGITAL MARKETING DIPLOMA -
INSTITUTE OF INTEGRATED DIGITAL MARKETING
Skills
- Mortgage Underwriting
- Loan Processing
- Pre-Purchase Review
- Post-Closing Review
- Credit Analysis
- Income Analysis
- ATR/QM Compliance
- TRID Compliance
- RESPA Regulations
- Fair Lending Regulations
- Risk Assessment
- Fraud Detection
- Power Point
- MS Applications
- Power BI
- Basic knowledge of computer languages like SQL
- LOS Systems
- Encompass
- DU/LP
- Desktop Underwriter
- Loan Prospector
- MS Excel
- Mortgage Analytics
Certification
- Mortgage Underwriting Certification
- Loan Compliance & Risk Management
Hobbies and Interests
Sports, Drawing, Dancing, Travelling, National and State level Throw Ball player, State Level Softball player, Participated in Run Marathon
Languages
- English, Fluent
- Hindi, Fluent
- Marathi, Basic
Timeline
Sr, Pre-Purchase Reviewer & DEFAULT, INVOICING SPECIALIST
OCWEN FINANCIAL SOLUTION
01.2021 - Current
Sales Manager
Craytonix
01.2020 - 01.2021
HR Manager
SHPL( Shravan Hospital Pvt Ltd.)
01.2019 - 01.2021
POST GRADUATION DIPLOMA - MANAGEMENT
LEXICON MANAGEMENT INSTITUTE
BACHELOR OF COMMERCE - COMPUTER APPLICATION
DR AMBEDKAR INSTITUTE OF MANAGEMENT
DIGITAL MARKETING DIPLOMA -
INSTITUTE OF INTEGRATED DIGITAL MARKETING
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