Dipa Visrolia

Onboarding & Periodic KYC Refresh: Manage the end-to-end process for onboarding and periodic KYC refresh requests for individual clients across all branches. Upon receiving KYC requests via the IWORKS Internal system, facilitate the initial due diligence process, ensuring client account details meet both Bank and RBI regulatory requirements for approval.

Account Type Identification & Document Collection: Evaluate each request to determine the type of account being opened—whether a Salary, Online, Savings, or Fixed Deposit account. Collect the necessary supporting documents in accordance with the KYC norms defined by the Reserve Bank of India (RBI) and Bank policies for identity and address verification.

Document Verification & Compliance: Ensure that all mandatory documents, such as proofs of identity, address, and other required verification materials, are correctly attached to each KYC request in line with regulatory standards. Scrutinize submitted documents to verify authenticity and completeness, ensuring adherence to KYC norms and internal controls.

Fraud Detection & Risk Mitigation: Conduct thorough fraud detection on KYC documents to identify any inconsistencies or fraudulent activity. Leverage advanced tools and techniques to detect red flags and ensure the integrity of the KYC process.

Escalation & Liaison with Compliance Team: Escalate potential high-risk cases involving Politically Exposed Persons (PEPs), fraudulent activity, or adverse media findings to the Compliance team for further review. Maintain close collaboration with Compliance to ensure timely resolution of any flagged issues.

Funding & Mandate Verification: Review funding amounts parked in CPU Dummy Accounts (FINACLE) and ensure all required mandate documents are correctly received and validated. Confirm that all financial transactions and documentations meet the prescribed standards before approval.

Clearance for Account Opening: Coordinate with the account opening team to ensure that all applications with accurate and complete KYC details are processed and updated in the system. In cases of discrepancies, send the application back to the respective queues for resolution and follow-up.

Regulatory & Policy Adherence: Stay updated with the latest internal policies, regulatory mandates, and changes in KYC/AML requirements. Ensure continuous compliance with both Bank’s internal protocols and external regulatory expectations.

Process Improvement & Risk Management: Contribute to ongoing process improvements by identifying inefficiencies and implementing best practices for KYC documentation and verification. Help mitigate operational risk by ensuring all KYC procedures are followed with precision and timeliness.

Generating Sales invoices through Tally.

Handling Bank Related Works.

Managing Warehouse Stock inventory

Reviewed and monitored billing activities to ensure accuracy and timeliness.

Handling Day to Day Accounting Entries.

Handling other Office related Activities.

Maintaining and managing Accounting Records.

Handling GST Formalities