Dipika Pandey
Credit Risk Analysis
Mumbai
Summary
- To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
- Enthusiastic and eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of Task and implement the same to achieve the goals. Motivated to learn, grow and excel.
Overview
5
5
years of professional experience
7
7
years of post-secondary education
Work History
Associate - Policy and Credit Risk
ICICI Home Finance
Mumbai
2019.01 - Current
- For 6 months’ credit underwriting for LAS (Loan Against Security) product.
- Prepared analyzed and distributed several portfolio reports on weekly and monthly basis.
- Designed and implemented early warning model, predicated upon originated risk and Bureau parameters.
- Worked effectively with Credit and technology team on data integrity projects.
- Initiated, implemented movement of various MIS reports on interactive platforms like Power bi, for ease of access and reduced TAT.
- Designing training methods for new team members at branch level regarding digital assessment tools used in credit assessment. Provided Support and govern policy operational tasks on quarterly basis.
- Given Delegation authority to credit managers basis on branch bounce%, delinquency, TAT at case level and other parameters.
- Working closely with operation and product team for creation of new scheme and promotion and closing queries of operation team related to FC of loan.
Executive in Tariff Team Export Department
MNC (MOL-IPS)
Mumbai
2018.01 - 2019.01
- Rate bills of customer as per shipping instruction and documentation of invoices.
- Complete bills process of customer as per their request.
Rectification in bills as per customer requirement. - Proved successful working within tight deadlines and fast-paced atmosphere.
- Led projects and analyzed data to identify opportunities for improvement.
- Prepared variety of different written communications, reports and documents.
Education
Bachelor of Accountancy And Finance - Financial Accounting
Ghyanshyam Das Saraf College of Management
Malad East 2015.06 - Current
Skills
Credit risk
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Associate - Policy and Credit Risk
ICICI Home Finance
2019.01 - Current
Executive in Tariff Team Export Department
MNC (MOL-IPS)
2018.01 - 2019.01
Bachelor of Accountancy And Finance - Financial Accounting
Ghyanshyam Das Saraf College of Management
2015.06 - Current
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