Dipti Deshmukh
Internal Auditor
Mumbai
Summary
Internal audit professional with three years of experience in risk consulting including Internal audits, Internal financial controls, compliances review, special reviews and assignments. Capable of handling audit assignments independently and have led team of 4 to 5 people, managed multiple assignments, finalized audits and preliminary presentations to the Process owners and Heads of the Department.
Undertaken evaluation of internal control systems and policies to identify risks and improvements if any, benchmarking with the industry practices, statutory regulations, improvements in the existing procedures, highlighting gaps and providing solutions and recommendations along with follow up of the same. Primary experience across leading NBFCs in India.
Overview
13
13
years of professional experience
12
12
years of post-secondary education
3
3
Languages
Work History
Assistant Manager
Aneja Associates
Mumbai
12.2018 - Current
- Review and benchmarking for the SOPs and organizational policies for leading NBFCs
- Review of various statutory compliances for the NBFC and NBFC-IDF (Infrastructure Debt Fund)
- Review of Internal Financial Controls and their effectiveness for leading NBFCs
- Internal Audit of various areas such as Lending Operations, Finance, HR, Credit, Risk, Collection, Outsourcing, Payroll, Treasury for leading NBFCs and NBFC-IDF (Infrastructure Debt Fund) involving multiple Lines of Businesses such as Secured loans (Loan against property, Loan against securities), Construction Finance, Infrastructure Finance, Digital lending, Unsecured lending including Microfinance etc.
- Review of SOX (Sarbanes – Oxley) compliance for leading multinational investment banks
- Internal audit of Accounts and Finance for companies from various industries such as insurance broker and other financial institutions
Lecturer
Narsee Monjee College of Commerce and Economics
Mumbai
02.2018 - 09.2018
- Taught Accountancy, Cost Management and Auditing to 11th and 12th standard commerce (junior college)
- Evaluated and revised lesson plans and course content to achieve student-centered learning.
- Used variety of learning modalities and support materials to facilitate learning process and accentuate presentations.
- Created and designed quizzes, tests and projects to assess student knowledge.
- Delivered lectures at appropriate pace and pronunciation for optimal audience comprehension by non-native English-speaking students.
Senior Audit Executive
Dhananjay J Gokhale & Company Chartered Accountants
Mumbai
07.2016 - 01.2018
- Concurrent audits of leading Co-operative banks including various departments such as Operations, Treasury, Finance, HR, Admin, Credit, Risk, Collection and Compliance.
- Special Bank assignment related to Demonetization, Mergers and Due Diligence
- Statutory Audit of Private Limited Companies engaged in Software and Manufacture
- Income Tax Consultancy for Individual clients, Partnership Firms and Private Limited Companies
Senior Accounts Executive
R S Motors
Mumbai
06.2014 - 09.2015
- Bookkeeping and management of account receivables
- Compliance with Income Tax, Service Tax and Sales Tax laws
- Performing periodic review of internal controls
Audit Assistant
P. G. Joshi & Company Chartered Accountants
Mumbai
01.2011 - 12.2013
- Statutory and Tax Audits of High Networth Individuals (HNI) and Private Limited Companies engaged in Manufacture and Software
- Concurrent audits of Co-operative Banks
- Income Tax Consultancy for Individual clients as well as Partnership Firms
Article Assistant
P G Joshi & Company Chartered Accountants
Mumbai
05.2007 - 12.2010
- Performed special assignments such as Due- Diligence, Pre-merger and Post merger for Co-operative banks
- Statutory and Concurrent audits of leading Co-Operative banks
- Special assignments such as Stock audits, credit audits , revenue leakage audit, treasury audits for leading Co-Operative as well as private banks
- Income Tax, Service Tax, TDS and VAT return filing for Individual, Partnership firms as well as Private Limited companies
Education
Master of Commerce -
University of Mumbai
Mumbai 11.2013 - 11.2015
Bachelor of Commerce -
M L Dahanukar College of Commerce
Mumbai 04.2007 - 04.2010
Inter CA -
Institute of Chartered Accountant of India
Mumbai 05.2010 - 11.2011
Master of Business Administration -
Narsee Monjee College of Management Studies
Mumbai 07.2019 - Current
ACCA -
Association of Chartered Certified Accountants
London 04.2019 - Current
Skills
Good command of MS Office (Excel, PPT and Word)
undefinedAccomplishments
Received Best Report award consequently for two years (2020 and 2021) for the following:
- Internal audit conducted for the areas of Lending operations, HR, Payroll and Accounts & Finance for leading NBFC
- Review conducted of compliance with RBI circulars concerning restructuring and NPA Indentification
Awards and Recognitions
Received Best Report award consequently for two years (2020 and 2021) for the following:
- Internal audit conducted for the areas of Lending operations, HR, Payroll and Accounts & Finance for leading NBFC
- Review conducted for verifying compliance of RBI circular regarding restructuring and NPA identification
Timeline
Master of Business Administration -
Narsee Monjee College of Management Studies
07.2019 - Current
ACCA -
Association of Chartered Certified Accountants
04.2019 - Current
Assistant Manager
Aneja Associates
12.2018 - Current
Lecturer
Narsee Monjee College of Commerce and Economics
02.2018 - 09.2018
Senior Audit Executive
Dhananjay J Gokhale & Company Chartered Accountants
07.2016 - 01.2018
Senior Accounts Executive
R S Motors
06.2014 - 09.2015
Master of Commerce -
University of Mumbai
11.2013 - 11.2015
Audit Assistant
P. G. Joshi & Company Chartered Accountants
01.2011 - 12.2013
Inter CA -
Institute of Chartered Accountant of India
05.2010 - 11.2011
Article Assistant
P G Joshi & Company Chartered Accountants
05.2007 - 12.2010
Bachelor of Commerce -
M L Dahanukar College of Commerce
04.2007 - 04.2010
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