Divya Rani
Hyderabad
Summary
Documentary Trade Officer with ICICI Bank Ltd, specializing in complex trade finance transactions and international regulatory compliance. Demonstrated ability to enhance operational efficiency and build strong client relationships. Proficient in SWIFT messaging and conflict resolution, achieving successful outcomes in high-pressure environments.
Overview
3
3
years of professional experience
Work History
Documentary Trade Officer
ICICI BANK LTD
Hyderabad
04.2025 - Current
- Processed issuance, amendment, and cancellation of domestic and international bank guarantees, ensuring compliance with regulations.
- Drafted and reviewed guarantee formats in accordance with URDG 758 and UCP 600.
- Coordinated with relationship managers, legal teams, and compliance to facilitate BG transaction execution.
- Managed inward and outward guarantees, including expiry monitoring, renewals, and claim settlements.
- Initiated SWIFT messages (MT760, MT767, MT799) for guarantee transactions.
- Maintained accurate trade finance system entries and transaction records for audits.
- Conducted due diligence with KYC/AML screening and sanction checks to meet risk guidelines.
- Resolved client queries promptly while supporting periodic reporting to stakeholders.
DOCUMENTARY TRADE OFFICER
ICICI BANK LTD
Hyderabad
09.2022 - 01.2024
- Processed and managed trade finance transactions under EPC, PCFC, XBN, and LCBD, ensuring timely funding and compliance with export finance guidelines.
- Handled pre-shipment credit disbursements against firm orders or LCs, tracking rollovers and liquidations.
- Managed post-shipment credit through negotiation and discounting of export bills under Letters of Credit.
- Verified trade documentation in accordance with UCP 600, URC 522, and FEMA regulations.
- Executed and monitored transactions using internal trade finance systems, processing SWIFT messages for settlements.
- Ensured accurate application of interest, charges, and due dates across all export credit products.
- Maintained detailed transaction records for audits while providing clients with regular transaction status updates.
- Coordinated with treasury and credit teams to set rates and adhere to sanctions.
Education
Post Graduate Diploma - Banking & Finance
Manipal Academy For Higher Education
Bangalore01-2022
Masters in commerce - Accounts Honors
Magadh University
Bihar01.2018
Bachelors in commerce - Accounts Honors
Magadh University
Bihar01.2016
Intermediate - Commerce
College of Arts, Science & Commerce
Bihar01.2013
Matriculation -
RPS School
BIHAR SHARIF01.2011
Skills
- Leadership and decision making
- Work efficiency and reliability
- Relationship building and team management
- Conflict resolution and adaptability
- Active listening and flexibility
Objective
A dedicated professional, seeking to pursue career in Banking & Finance sector. Visionary with the ability to optimize work efficiency. Adaptable to different situation with an attitude to unlearn and relearn, seeking an opportunity to use my experience in engaging career where my individual growth is subset to corporate growth.
Personal Information
Date of Birth: 12/06/96
Hobbies and Interests
- Listening Music
- Travelling
- Playing Sports like Cricket & Football
- Event Organizing
Disclaimer
I do hereby declare that the particulars of information and facts stated herein above are true and complete to the best of my knowledge.
Additional Information - Completed Certification Courses
- Diploma in Computer Application
- Tally
- IRDA - Insurance Regulatory and Development Authority of India
- UIDAI - Unique Identification Authority of India
- NISM Series VI: Depository Operations Certification Examination
- NISM Series-V Mutual Fund Distributors Certification Examination
Timeline
Documentary Trade Officer
ICICI BANK LTD
04.2025 - Current
DOCUMENTARY TRADE OFFICER
ICICI BANK LTD
09.2022 - 01.2024
Post Graduate Diploma - Banking & Finance
Manipal Academy For Higher Education
Masters in commerce - Accounts Honors
Magadh University
Bachelors in commerce - Accounts Honors
Magadh University
Intermediate - Commerce
College of Arts, Science & Commerce
Matriculation -
RPS School
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