Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic
Divya Sampath

Divya Sampath

Senior Associate - Collections and Debt Management

Summary

Results-driven Project Manager with 5+ years of experience in team leadership, process optimization, and stakeholder management . Skilled in workflow streamlining, risk mitigation, and customer engagement , driving higher retention and conversions . Expertise in resource allocation, vendor management, and data-driven decision-making for seamless execution and business success.

Overview

5
5
years of professional experience

Work History

Senior Associate - Collections & Debt Management

KlubWorks Private Limited
05.2023 - 09.2024
  • Led process automation, improving response effectiveness by 50% and conversion rates by 78%
  • Conducted risk assessments, enhancing bad debt evaluations by 60%
  • Developed a structured debt management matrix and a repayment handover sheet, reducing default risks by 85%
  • Improved process accuracy, cutting errors in splits and NACH setups by 40%
  • Published weekly dashboards for enhanced transparency and data-driven decision-making

Entrepreneur

JD Management Services
09.2022 - 04.2023
  • Recruited, trained, and led a 13-member team, driving an annual run rate of ₹12M
  • Designed strategic incentive programs, doubling team allocations in three months
  • Optimized execution processes, increasing conversions by 50%

Manager - Collections & Debt Management

IDFC First Bank Limited
04.2019 - 08.2022
  • Managed a consumer durable portfolio, achieving a 50% increase in conversions
  • Streamlined repossession processes, improving efficiency by 65%
  • Led onboarding of a new collection agency, standardizing processes and boosting conversion by 70%
  • Reduced liabilities and improved payment challenge conversion rates by 40%
  • Maintained a 95%+ conversion rate while handling 30-40 daily walk-ins

Education

PGDM - Finance & Marketing

Xavier Institute of Management And Entrepreneurship
Bengaluru, Karnataka
04.2017 - 2019.01

Bachelor of Science - Information Technology

SIES College of Science, Commerce, And Arts
Mumbai, Maharashtra
04.2011 - 2014.01

Skills

    Problem Solving

    Project Management

    Vendor Management

    Business Analytics

    Key Account Management

    Business Process Improvement

    Risk Management

Accomplishments

    WOW!! Achievers - Newsletter, Aug 2019

    Delivering 2.15% ROR in Consumer Durables

    Collection Times - Newsletter, Dec 2019

    Recovery of ₹7.72M in Two wheelers

Timeline

Senior Associate - Collections & Debt Management

KlubWorks Private Limited
05.2023 - 09.2024

Entrepreneur

JD Management Services
09.2022 - 04.2023

Manager - Collections & Debt Management

IDFC First Bank Limited
04.2019 - 08.2022

PGDM - Finance & Marketing

Xavier Institute of Management And Entrepreneurship
04.2017 - 2019.01

Bachelor of Science - Information Technology

SIES College of Science, Commerce, And Arts
04.2011 - 2014.01
Divya SampathSenior Associate - Collections and Debt Management