DIVYANSHU PANDEY
Hyderabad
Summary
Financial professional with experience in wholesale banking under RBG. Currently serving as an Assistant Manager, Business lending at HDFC bank, where I leverage my expertise in managing relationships with MSME and business clients, understanding their financial needs, and delivering customized banking and credit solutions.
Overview
2
2
years of professional experience
Work History
Relationship Manager
HDFC Bank
Hyderabad
12.2025 - Current
- Managing a portfolio RBG credit relationships - mostly SME Corporates.
- Cross-sold asset products, liability accounts, and TPP products to existing relationships and their HNW group accounts.
- Identified customer needs and developed customized solutions.
- Conducted thorough credit analysis of client financials to assess risk levels.
- Performed comprehensive risk assessment to identify potential vulnerabilities in client portfolios.
- Coordinated with internal departments to ensure seamless service delivery for clients.
Sales Associate
HDFC Bank
Hyderabad
05.2024 - 11.2025
- Managed high-net-worth relationships within RBG, facilitating CASA cross-selling to group companies.
- Created customer profiling sheets to identify cross-sell opportunities, driving revenue enhancement.
- Educated clients about various financial products and services available.
- Established new credit relationships by leveraging business acumen and finance expertise.
Internship Trainee
Cray & Associates Limited
Hyderabad
10.2023 - 03.2024
- Managed diverse financial portfolio to ensure accurate reporting and compliance
- Prepared and reviewed stock & financial reports and financial statements
- Audited company's legal documents to verify compliant policies and procedures.
- Assisted auditor with documentation and bookkeeping for customer accounts
Education
Bachelor of Commerce -
Prof. Rajendra Singh University
Pryagraj, Uttar Pradesh01-2023
High School Diplom (XII) - Maths Commerce
D.P. Public School
Pryagraj, Uttar Pradesh01-2020
High School Diplom (X) -
ST. Aloysius School Polypathar
Jabalpur, Madhya Pradesh01-2017
Skills
- Client onboarding
- Portfolio management
- Credit analysis
- Risk mitigation
- Financial analysis
- Risk assessment
- Strategic selling
- Product expertise
- CRM proficiency
POSITIONS OF RESPONSIBILITY
- Placement Executive Member
- Club Coordinator
Personal Information
- Hobbies: Painting, Playing Piano, Reading books, Short stories writing, Indian share market portfolio reading and its analysis.
- Date of Birth: 11/17/00
- Nationality: Indian
- Marital Status: Unmarried
Disclaimer
I hereby declare that all the above information is true to the best of my knowledge and belief.
Timeline
Relationship Manager
HDFC Bank
12.2025 - Current
Sales Associate
HDFC Bank
05.2024 - 11.2025
Internship Trainee
Cray & Associates Limited
10.2023 - 03.2024
Bachelor of Commerce -
Prof. Rajendra Singh University
High School Diplom (XII) - Maths Commerce
D.P. Public School
High School Diplom (X) -
ST. Aloysius School Polypathar