DIVYANSHU SINGH
Gurgaon
Summary
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level position. Ready to help team achieve company goals.
Overview
5
5
years of professional experience
Work History
Senior Finance Associate
Spinny Capital pvt ltd.
Gurgoan
07.2023 - Current
- Managed client relationships for auto loan products and services.
- Analyzed customer needs to recommend suitable financing options.
- Facilitated loan processing and documentation for efficient approvals.
- Coordinated with underwriting teams to ensure compliance with policies.
- Educated clients on loan terms and repayment options effectively.
- Resolved customer inquiries and issues promptly to enhance satisfaction.
- Collaborated with sales teams to promote auto loan offerings strategically.
Senior Sales Officer
Au small finance Bank
New Delhi
02.2023 - 06.2023
- Coached and counseled sales personnel, assisting with individual selling efforts and helping sales representatives reach targets.
- Analysis of applicants (proposed borrowers) credentials including but not restricted to personal discussion/clint visits, income analysis,reference checks ,CIBIL verification etc.
- I make CAM report and forward to credit team to take approval.
- Co- ordinate with credit team,FI agencies etc to evaluate the portfolio quality.
- conduct weekly visit on delinquent dealers to reduce delinquencies and improve the portfolio quality.
- Met with clients, Visit at home interacting with customer& resolving issues, and educating on product and service features and offerings.
- Coached employees in successful selling methods and encouraged cross-selling to drive revenue.
- Handled customer relations issues, enabling quick resolution, and client satisfaction.
- Resolved customer issues quickly to close deals and boost client satisfaction.
- Tracing login to disbursal responsible for all the inflow and outflow of the funds
Junior Associate
Kotak Mahindra Prime Limited
New Delhi
08.2021 - 01.2023
- Managed customer relations through communication and helpful interactions.
- Provided product price information to customers.
- Maintained relationships with customers to maximize sales opportunities.
- Created solutions for customers to satisfy specific needs, quality and budget.
- Utilized customer feedback to improve product offerings.
Credit Executive
HDFC BANK
New Delhi
02.2021 - 07.2021
- Used Finnone to perform credit appraisals, document verification and loan approvals.
- Reviewed and analyzed loan procedures.
- Compiled data critical to analysis of annual bad debt.
- Developed strategies to expedite payments and customer resolutions.
Education
MBA - Finance and Marketing
Swami Vivekanand Subharti University
Meerut (U.P)B.com -
Awadh University
Ayodhya12th -
Radiant Central Children Academy
Jalalpur (U.P)10th -
Radiant Central Children Academy
Jalalpur(U.P)Skills
- Ms Office, Excel, Outlook
- Ability to handle pressure under different situations
- Compatible ,Flexible and Self Motivated
Personal Information
Title: SENIOR SALES OFFICER
Timeline
Senior Finance Associate
Spinny Capital pvt ltd.
07.2023 - Current
Senior Sales Officer
Au small finance Bank
02.2023 - 06.2023
Junior Associate
Kotak Mahindra Prime Limited
08.2021 - 01.2023
Credit Executive
HDFC BANK
02.2021 - 07.2021
MBA - Finance and Marketing
Swami Vivekanand Subharti University
B.com -
Awadh University
12th -
Radiant Central Children Academy
10th -
Radiant Central Children Academy
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