Divyesh Rupavatiya

• Worked well in a team setting, providing support and guidance.
• Self-motivated, with a strong sense of personal responsibility.
• Operating independently with multiple team of the bank.
• Acquisition and Managing portfolio of clients enjoying credit facilities of th bank .
• guide team for fund base & non fund base facility , forex transaction.
• market scoping , & prospecting through industry visit.
• laisoning with Valuers and lawyers for clearance of property and creating mortgages.
• cross sell all banks products.
• managing NPA account and also involved NPA recovery .

Ø Responsible handling existing portfolio of working capital A/c. and quire new Business through branch and Cross sell of all bank products.

Ø Responsible for Preparation of working capital credit appraisal memo / Proposal for old and new customer.

Ø Ensuring the execute all sanction to disbursement document.

Ø Coordinate with empanels advocate and value for property clearance and valuation for smoothly process disbursement.

Ø Responsible for the maintain the heath & housekeeping item at satisfactory levels.

Ø Ensuring delinquency remains at acceptable level and cases are resolve where delinquency appeared.

Ø Handling medium enterprise account 75 .00 Cr to 350.00 Cr turnover, funding average ticket size above 10 .00cr to 50cr under multiple baking as well as consortium baking.

Ø Responsible handling existing portfolio of working capital A/c. and quire new Business through branch and Cross sell of all bank products.

Ø Responsible for Preparation of working capital credit appraisal memo / Proposal for old and new customer.

Ø Ensuring the execute all sanction to disbursement document.

Ø Coordinate with empanels advocate and value for property clearance and valuation for smoothly process disbursement.

Ø Responsible for the maintain the heath & housekeeping item at satisfactory levels.

Ø Ensuring delinquency remains at acceptable level and cases are resolve where delinquency appeared.

Ø Handling medium enterprise account 11c to 150Cr turnover, funding average ticket size above 10 .00cr to 50cr under multiple baking as well as consortium baking.

Ø Looking for the working capital fund based and non-fund based products.

Ø Sourcing of working capital files by activating Sourcing channels like branches, direct sales and achieving the disbursement target set for the year.

Ø On boarding new customer profile & eligibility for achieving individual and branch target.

Ø Interaction with credit and operations team for sanction and disbursement file.

Ø Responsible for proposal, cam preparation of new customer as well as existing customer for renewal and enhancement.

Ø For the maintain the heath & housekeeping item at satisfactory levels.

Ø Ensuring delinquency remains at acceptable level and cases are resolve where delinquency appeared.

Ø Monitoring monthly stock statement & call memos of existing customer.

Ø Prepare the documents for disbursement. Co ordinate with valuer for valuation of property & Advocate for title search& Title clearance of Property.

Ø Execution all sanction to disbursement document.

Offering import, Export and treasury services of bank .

Acquisition of new client of Trade Fx and Forex for the bank Cash collateral inland and Foreign Letter of credit, BG to the customers.

Offering retail forex services of the bank such as Foreign currency sale, Fcy DD Sale, Fcy TC sales and outward remittances in the retail accounts.

Educating branch staff about the product, handling branch quarries and customer quarries related to trade services and retail forex by conducting regular training sessions.

Ø Looking for product – LC, BG, EPC, PCFC, TL, etc.

Ø Offering import, Export and treasury services of HDFC Bank Ltd.

Ø Acquisition of new client of Trade Fx and Forex for the bank.

Ø Cash collateral inland and Foreign Letter of credit, BG to the customers.

Ø Offering retail forex services of the bank such as Foreign currency sale, Fcy DD Sale, Fcy TC sales and outward remittances in the retail accounts.

Ø Educating branch staff about the product, handling branch quarries and customer quarries related to trade services and retail forex by conducting regular training sessions.

Tie ups with FFMC, Travel agents as business associate to increase the retail forex business in the branche

Ø Looking for product – LC, BG, EPC, PCFC, TL, etc.

Ø Responsible for customer relationship ,

Ø Prepare the proposal of new customer as well as existing customer for renewal and enhancement.

Ø Maintain monthly stock statement& call memos of existing customer.

Ø Prepare the documents for disbursement.

Ø Communicate with valuer for valuation of property &Advocate for title

Ø Search &Title clearance of Property.