D MARUTHI PRATAP REDDY

- Investigate alerts at Level 1 and Level 2 for Rapid Disposition of False positive alerts.

- Prepared due diligence commentary that demonstrated a complete analysis and assessments of the client transactions activity.

- Coordinate day to day sanctions related activities, including search requests through World Check, Clear by Thompson Reuters.

- Responsible for performing full review on the customer by understanding their nature of business, buyers and suppliers and transaction history.

- Ensured that the bank’s AML regulations were adhered to and monitored account activity accordingly.

- Reviewed bank’s product such as personal checking, savings account business accounts that are alerted within customer transactions.

- Investigating alerts/Transactions that are identified by Bank’s AML Risk Assessment tools CAMP, Actimize &UCM.

- PEP Screening, Negative News (Adverse Media Screening).

- Working on Cases at account level and transaction level investigation which includes suspicious activity and involvement of sanctioned countries.

- Responsible for transaction monitoring and combat the financial crime by raising red flag and recommending the potential suspicious activity reports Filling and UAR Filings.

- Checking the client’s payment activity and routing funds to validate if transaction is legitimate.

- Maintain proper records and audit trail of investigation activity and disposition actions for all alerts.

• Proven ability to consistently make the right decisions and judgments
• Confirmed timely resolution of work assignments by organizing and prioritizing appropriately
• Performed sanctions searches and determined supporting evidence needed
• To ensure full compliance with pertinent rules and regulations
• Escalates issues discovered during an ongoing review and assessment of AML/OFAC compliance risk that require escalation
• Worked in multiple different queues like Real time screening, PEP, WLM, and Venmo
• To ensure that activity within the PayPal system is compliant with Anti-money laundering regulations and guidelines as well as PayPal’s adherence to our ethics and compliance standards and obligations to the appropriate regulations such as bank secrecy and USA Patriot Act and the governing authorities
• Engaged in investigating the customer activity across multiple platforms to ensure that it falls within acceptable parameters established by governing bodies including but not limited to, the Financial Crime Enforcement Network (FinCEN) and the Office of the Foreign Assets Control (OFAC)
• As a senior sanction investigator will have to be critical to stay with the policy changes and seek ways to enhance current processes and controls and maintain utmost professionalism with our interaction with our customers all the time
• Assessment of client profile data against hits to ensure normal and expected activity
• Verifying the documents provided by the customer and Business entities
• Verifying Documents of customer, Entity’s and Charities through Google, Equifax, Recita, Dun & Bradstreet, and LexisNexis
• Resolving the highly escalated customer’s issues within the SLA through Data Escalate Tickets.

• Worked as Analyst at Both Level 1 and Level 2 investigator and responsible of clearing Transaction alerts in AML
• Review of alerts generated by the ECM system and other money laundering detection systems to identify potential money- laundering and Terrorist Financing activities
• Responsible for identifying and researching the patterns, trends and anomalies in complex financial transactions to detect, prevent, mitigate and report suspicious activity related to money laundering, terrorist financing
• Conducting research by utilizing transactional records, customer records, external data, publicly- available information and other additional information by raising a request for information to Relationship Manager which needed to conclude the investigation to identify suspicious or unusual activity
• Conducting required due diligence on persons, accounts or activities in accordance with AML regulations, including high risk countries and entities, OFAC sanctioned entities, politically exposed people, watch-list entities and money services business
• Screening and understanding Alerted Transaction information from applications like NORKOM, ECM, WLE and LexisNexis
• Having good articulation skills and good command over detection Scenarios and able to take correct decisions over customers activity whether to close the alert/ case or escalate the alert/case
• Ensure timely, efficient reporting of suspicious transactions to AML Compliance officer in accordance with regulations and time limitations as a result of Unusual Activity.

• Working in line with Financial Crime Compliance and Regulatory Compliance and Sanction Procedures levied on different countries as per Financial Crime Country Risk Model (Countries Reputational Risk Table)
• Developed thorough knowledge and understanding in AML/KYC standards experience in the areas of Suspicious Activity Reporting, Transaction Monitoring, Suspicious Transactions Reporting, CDD/EDD, Fraud Investigations and Analysis
• Investigating on customer account activity and monitoring the legitimacy of funds passing through the financial institution
• Proficient in using web based and client based applications like CAMP, BMM, World Check, and NORKOM to locate information related to analysis and draw inferences which form part of investigation procedure
• Identifying personal accounts being used for business purposes
• Assist fellow colleague in the research and resolution of certain process related queries.