Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Dr. A Gayathri

Chennai

Summary

A Dentist and Senior Medical Underwriter with 6 years of Clinical experience and medical underwriter with 5 years of experience having goal to maximize profits for the company and minimize losses by competent analysis of insurance cover application. My experience with previous company provided me with imperative first-hand knowledge and sharpened my risk assessment, policy -underwriting, decisions for new or renewal business, approving & disapproving endorsement requests according to internal & company guidelines. Aim to work in an organization where I can apply my medical and technical skills to the best, which will contribute to the success of the organization and there by assist my career growth as well.

Overview

5
5
years of professional experience

Work History

Senior Associate - Medical Underwriting

RR Donnelley
Chennai
09.2023 - Current
  • Maintained positive working relationship with fellow staff and management.
  • Evaluate medical histories and assess risk factors to determine insurance policy eligibility
  • Maintained Knowledge base of industry underwriting practices, medical aspects and medical underwriting
  • Handling medical underwriting Proposals for US based clients.
  • Decision provided based on Swiss re & Ascent guidelines.
  • Provided suggestion and maintained tests (ECG, Stress ECHO, X rays, CT/MRI scan, Blood reports, morbidity and mortality risks).

Senior Manager - Medical Underwriting

Star Health & Allied Health Insurance Company
Pondicherry
08.2019 - 09.2023
  • Ascertain that all Underwriting Operations & documents complies with SOP guidelines and TAT of the proposals.
  • Responsible for accepting or rejecting the fresh proposals, PMOs, Portability proposals, Post policy proposals upto Rs 2cr, if required seeking specialist opinion in complex cases.
  • Training and supervising fresh underwriters in medical aspect and underwriting aspect,. Extended supports during month end closures and during high inflows of proposal. Maintained quantity & quality of underwriting proposals.
  • Handled proposals from West zone & North Zone.

Education

BDS -

MGPG Institute of Dental Sciences
Pondicherry, India
06-2017

Higher Secondary -

Subramania Bharathiar GGHSS
Pondicherry, India
03-2012

High School -

Jayarani Govt Aided High School
Pondicherry School
03-2010

Skills

  • Risk assessment & understanding of risk management
  • Medical terminology
  • Team work and Problem solving ability
  • Flexible Schedule
  • Communication Skills
  • Performance Improvement
  • Work Planning and Prioritization
  • Time Management
  • Decision-Making
  • Computer Skills

Languages

Tamil
First Language
English
Proficient (C2)
C2

Timeline

Senior Associate - Medical Underwriting

RR Donnelley
09.2023 - Current

Senior Manager - Medical Underwriting

Star Health & Allied Health Insurance Company
08.2019 - 09.2023

BDS -

MGPG Institute of Dental Sciences

Higher Secondary -

Subramania Bharathiar GGHSS

High School -

Jayarani Govt Aided High School
Dr. A Gayathri