RAJAT ANAND
QC Underwriter
Gurgaon,HR
Summary
Results-driven QC Underwriter with over 5 years of experience in underwriting, risk assessment, and claims management. Proven ability to mitigate financial risks, optimize processes, and deliver operational excellence. Recognized for achieving outstanding claim settlement rates and identifying fraudulent profiles, resulting in significant cost savings for insurers. Adept at balancing risk portfolios and maintaining compliance with underwriting guidelines.
Overview
11
11
years of professional experience
Work History
Senior Associate, Underwriting
Policy Bazaar
Gurgaon
12.2022 - Current
- Assessed 200+ client profiles monthly, evaluating financial and medical data for policy compliance
- Improved underwriting efficiency by introducing streamlined risk assessment protocols
- Reduced claims approval errors by 15%, ensuring alignment with insurer guidelines
- Trained and supported new team members, maintaining culture of collaboration.
- Implemented process improvements that led to significant time savings and increased accuracy in deliverables.
- Mentored junior associates, fostering professional growth and helping them reach their full potential.
In-house Senior Executive, Claims
SBI General Insurance
05.2021 - 11.2021
- Coordinated with workshops, customers, and external surveyors to ensure weekly claims productivity targets were met
- Achieved the highest disposal rate on a weekly basis across the team
- Managed escalations with insured parties, avoiding disputes and ensuring a seamless process
Surveyor and Loss Assessor
HDFC ERGO
03.2019 - 11.2020
- Conducted comprehensive loss assessments for accidental vehicles at workshops
- Reduced claim processing time by 20% through accurate evaluations and improved communication channels
Surveyor and Loss Assessor
Royal Sundaram
Gurgaon
02.2018 - 03.2019
- Delivered high-quality customer service, achieving over 90% same-day claim settlements
- Maintained the lowest average claim size within the team, minimizing insurer liabilities
- Coordinated survey crew activities and oversaw field operations.
- Enhanced project accuracy by utilizing advanced surveying equipment and software for precise measurements.
Technical Surveyor and Loss Assessor
ICICI Lombard
08.2014 - 01.2016
- Surveyed accidental vehicles to assess damages and calculate losses
- Coordinated with customers and garages to ensure efficient claims resolution
- Ranked among the top 10 surveyors in the NCR region for precision in loss identification
Education
Mechanical Engineering
Dayal Bagh Technical University
AgraSkills
- Risk Assessment & Management
- Performance monitoring
- OEM Parts & Assembly Expertise
- Process Optimization
- Fraud Detection & Prevention
- Claims Processing & Settlement
- Risk Assessment & Management
Accomplishments
- Reduced claims settlement time by 30% through efficient coordination and evaluation.
- Awarded for achieving the least average claim size in the entire Uttarakhand region.
- Recognized for delivering 90%+ same-day claim settlements for over a year.
- Consistently ranked among the top-performing surveyors in NCR for identifying and mitigating aggravated losses.
Timeline
Senior Associate, Underwriting
Policy Bazaar
12.2022 - Current
In-house Senior Executive, Claims
SBI General Insurance
05.2021 - 11.2021
Surveyor and Loss Assessor
HDFC ERGO
03.2019 - 11.2020
Surveyor and Loss Assessor
Royal Sundaram
02.2018 - 03.2019
Technical Surveyor and Loss Assessor
ICICI Lombard
08.2014 - 01.2016
Mechanical Engineering
Dayal Bagh Technical University
Similar Profiles
ROHIT SETHIROHIT SETHI
FOS at Policy BazaarFOS at Policy Bazaar
Rubi DhankharRubi Dhankhar
Insurance Advisor at Policy BazaarInsurance Advisor at Policy Bazaar
Sumit RawatSumit Rawat
Sr. Team Leader at Policy BazaarSr. Team Leader at Policy Bazaar
Rohan RAJRohan RAJ
Senior Sales Consultant at Policy BazaarSenior Sales Consultant at Policy Bazaar
Basant SinghBasant Singh
Senior Manager at Freight TigerSenior Manager at Freight Tiger