Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Certification
DOB & Marital Status
Timeline
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Dr. Surjyendu Ganguli

Dr. Surjyendu Ganguli

Greater Noida

Summary

One of the versatile group health underwriters in the market with equally diverse knowledge of both conventional and analytical functions. My core expertise lies in understanding the business, evaluating possible risks, and directing quality conversions. A profound communicator with quality negotiation skills and a critically analytical mind. Adding to that, my primary deliverable is smart work with perfection.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Management Trainee ( Group Underwriting )

Niva Bupa Health Insurance
Noida
07.2024 - Current
  • Pricing of multiple GMC & GPA policies of different kind ( involving all kind of options, top-up's, e.t.c ... With proper claims analysis, portfolio assessment, and demographic deduction involving LC and SME.
  • Directing negotiation with the sales team, ensuring a competitive rate with respect to the market, while also considering the minimum expected loss ratio.
  • Managing the allocation tracker of different quotes to different underwriters, considering the agreed TAT.
  • Analysis involving :-
  • Understanding the conversion rate of different zones and how to make it better.
  • Brainstorming on the retention of own renewals to its maximum and sealing the areas where the claim ratio has bled to its maximum.
  • Demonstration on underwriting rejuvenation, and a step towards better business growth and burgeoning underwriting KRA.

Dissertation

Fortis Healthcare
Gurgaon
03.2024 - 06.2024
  • Processing of pre-auth query letter, pre-authorization approval letter, cashless authorization letter, discharge summary, inpatient summary running bill, and final bill.
  • Work involving the HIS portal related to TPA.
  • Claim Book Management.
  • Fulfilling patient-side queries related to insurance processing.
  • Delivered a research project on 'Impact of Non-Disclosure & Retrospective Underwriting on Claims Adjudication in Different Insurers, a Comparative Study.'

Summer Trainee

Care India
Jharkhand
05.2023 - 06.2023
  • Performed inspection, surveillance, monitoring, analysis, and evaluation of lymphatic filariasis cases in Jharkhand. The study involved the medical diagnosis of the basic symptomatology of the disease and analyzing the quality of care being provided to them.
  • Developed experience and analytically derived data on mass drug administration, morbidity management, and disability prevention, night blood surgery.

Intern

Government Dental College , Raipur
Raipur
01.2020 - 02.2022
  • Clinical work in different departments of dentistry (OS, Endo, Prostho, Ortho, Pedo, Perio, OD, CD) ensures patient treatment involving diagnosis, conservative treatments, different prosthetic procedures, periodontic, pediatric, and orthodontic treatments, implants, and several minor to major surgical procedures.

Education

MBA - Healthcare Management

Indian Institute of Health Management Research
Jaipur , Rajasthan
07-2024

Bachelor in Dentistry

Pt. DDU Memorial Health Science & Ayush University
Durg , Chhattisgarh
08-2019

Skills

  • Stronghold in Microsoft Excel (VLOOKUP, POWER PIVOT, MAX, MIN, COUNT, IF, NETWORKDAYS, GOALSEEK, DATEDIF, etc)
  • Crafted with Microsoft PowerPoint (diverse, detail-oriented presentations)
  • Well-versed in Microsoft Word
  • Directional leadership
  • Data interpretation and analysis
  • Negotiation proficiency
  • Policy evaluation
  • Influencing business growth
  • Insurance knowledge
  • Building strong relationships
  • Client relationship building

Accomplishments

  • Awarded the Niva Bupa Knights Award for exemplary performance in the month of January - 2025
  • Served as the placement committee member for 1 year ( IIHMR University )

Languages

  • English
  • Hindi
  • Bengali

Certification

  • Certified for the course ‘ The Insurance Industry in the Industry 4.0’ by CipherDev Labs.
  • Certified for the course ‘ Health economics & Health Technology Assessment’ by John Academy.
  • Certified for the course ‘ Medical writing for healthcare professionals’ by Alex Evans.
  • Certified for the course ‘ Data science for healthcare claims data’ by Dennis Arrindell.
  • Certified for the course ‘Basics of Insurance Brokers’ by Janets UK

DOB & Marital Status

  • DOB : 24/10/1995
  • Marital Status : Unmarried.

Timeline

Management Trainee ( Group Underwriting )

Niva Bupa Health Insurance
07.2024 - Current

Dissertation

Fortis Healthcare
03.2024 - 06.2024

Summer Trainee

Care India
05.2023 - 06.2023

Intern

Government Dental College , Raipur
01.2020 - 02.2022

MBA - Healthcare Management

Indian Institute of Health Management Research

Bachelor in Dentistry

Pt. DDU Memorial Health Science & Ayush University
Dr. Surjyendu Ganguli