Dushyant Maheshwari
Ludhiana
Summary
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
11
11
years of professional experience
6
6
years of post-secondary education
9
9
Certifications
2
2
Languages
Work History
DGM-Banking, Finance & Commercial Head
Cedaar Textile Pvt Ltd
10.2021 - 04.2024
- Working Capital Management thereby maximizing Cash Flow along with Banking funding solution.
- Ensure fund based and non fund based requirement i,e Term Loan, working capital limit ‑ CC, Pre‑shipment, Post‑shipment, Bill discounting, factoring, LC, BG etc.
- Monitoring the inflow & outflow of funds and ensuring optimum utilization of the same towards the accomplishment of business goals.
- Monitor realization of Govt incentives i.e. Duty Drawback & RoDTEP on export of goods & Interest equalization scheme for Export funding i.e. Pre‑shipment & post‑shipment.
Ensure RBI reporting within the timeline. - Ensuring that business decisions are grounded in sound financial criteria.
- Managing Investment portfolio of the company.
- Monitoring compliances of the company ‑ GST / TDS / TCS returns / Professional Tax, Banking ‑ Stock statement, performance update & Administrative ‑ All Insurance, Air,
Water, Fire, Factory license , PF / ESI etc. - Liasioning with banks, govt officials, effective negotiation & relationship management.
- Gains business alignment to identify, evaluate and execute strategies, and serves as a business partner to other decision makers, business unit leaders, other functional heads.
- Rich experience in Financial & Strategic Planning, Banking, Budgeting & Forecasting, Raw Material procurement, Dispatch planning, MIS and Internal Management Reporting
requirements. - Ensure proper accounting and compliance.
Expertise in Financial Controlling, Commercial activity, Banking, Forex hedging etc. - Cost control and Periodic Review of Cost Management measures.
- Risk Management and Risk Mitigation in areas like Cash, Bank, Inventory, Debtors, Assets and Contingencies.
- ERP Environment like Applos.
Manager
Axis Bank Ltd (Burgundy Wealth Management)
06.2020 - 09.2021
- Managing High Net-worth corporates/ Individuals
- Wealth Advisory Services, Estate Planning, Financial Advisory, Financial Planning, Investments, Wealth Management Services
- Provide borrowing solutions (CC, OD, DOD, TL, PCFC etc..) to the corporates / Individuals as per their requirement and the size of the company
- Provide remittance solutions to the corporates / Individuals by doing forward booking to hedge the currency in inward outward remittance
- Facilitate customized loans and lease agreements for the purchase of equipment, machinery, etc
- Provide services such as the selection of retirement plans and healthcare plans, as well as payroll facilities, for employees
- Provide financial freedom to the corporates / Individuals by giving distribution products Life Insurance, General Insurance, Mutual Funds, TDs & Portfolio management services etc to fulfill the financial objective
- Maintain customerʼs data confidentiality, money laundering compliance watch, also follow relevant compliance for the product and services we offered
- Conduct service audits of branches with observations related to branch upkeep
- Responsible for compliance and audit-related activities of the branch
- Maintain customerʼs records in CRM to ensure provide best services.
Manager
Kotak Mahindra Bank Ltd (Privy)
09.2018 - 06.2020
- Develops new and expands existing High Net worth Customer relationships for liabilities by sourcing category - A priority customer.
- Sources new bank customers through external individual efforts and acquisition channel.
- Ensures high levels of customer service orientation and application of bank policy.
- Cross sells bank products to existing set of customers.
- Informs customers of new products or product enhancements to further expand the banking relationship.
- Plans and conducts special sales initiatives and events for prospective and existing clients.
- Coordinates with other group companies to provide seamless access to other products
- Maintains complete relationship record for assigned customer accounts.
Branch Manager
ICICI Securities Ltd
10.2014 - 09.2018
- Manage the P&L of the branch and monitor the branch and team activities
- Estate Planning, Financial Advisory, Financial Planning, Investments, Wealth Management Services
- Ensure daily sales activity is carried out smoothly and updating the business status, sales update to the MIS team
- Carry out the morning huddle with the team and groom the team with the latest amendment
- Manage the overall operational activities of the branch
- Relationship building and management with the customer for sales and services of financial products of ICICI Group
- Provide financial freedom to the Individuals by giving distribution products Life Insurance, General Insurance, Mutual Funds, TDs & Portfolio management services etc to fulfill the financial objective
- Provide borrowing solutions (Home Loan, Personal Loan, Car Loan, Loan against Property, Loan Against securities, etc..) to the Individuals as per their requirement
- Conduct service audits of branches with observations related to branch upkeep
- Responsible for compliance and audit-related activities of the branch.
Commercial Executive
Jaju Pharmaceuticals Pvt Ltd
04.2014 - 09.2014
- Preparing tenders, bids, price quotations, Invoices
- Coordination with plant for dispatch planning
- Coordinate with marketing for the order status.
Trainee
Jaiprakash Associates Ltd
05.2013 - 06.2013
- Summer internship under supervision Mr
- Prem Pal Singh (DGM Finance & Accounts) Project report on 'Study of financial aspect of 'Jaypee Infratech Limited' (JIL) using ratio analysis and its comparison with the competitor in the infrastructure Industry
- Working on Bank finance cost optimization.
Education
Master of Business Administration - Finance & Marketing
GLA University
07.2012 - 05.2014
Bachelor of Commerce - undefined
Agra University
07.2009 - 05.2012
Higher Secondary Certificate (Commerce Stream) - undefined
Saraswati Vidhya Mandir
07.2008 - 05.2009
Secondary School Certificate - undefined
Saraswati Vidhya Mandir
07.2006 - 05.2007
Skills
Banking & Finance
Certification
Data analytics using Power BI
Accomplishments
- Executed Solar Project 3 MW in OPEX model with very nominal security amount along with performance guarantee agreement with Roof Solar & Candi Solar.- Saves Significant power cost to the company FY 2023-24.
- Awarded for Designed Export solution to the company from bottom line to top line - One stop visualization.
- GST refund exercise done for the service GST. As per new Law applied by Govt. by this activity i saved 2 crore + GST stuck amount by applying Inverted duty structure model FY 2023-24.
- 1% finance cost saving in FY 2022-2023 by re-structuring of loans and negotiation with the banks.
- Awarded for contribution for Corporate Guarantee removal of cotton world for the company Cedaar Textile Pvt ltd, Target of 3 year completed within 6 months.
- Significant transport cost saving by dispatch planning & fixing contract with the parties.
- Awarded Certificate of Top Performer for being a Financial Planning Services in North 1 Aug 2021
- Awarded Certificate of Top Performer for being a Financial Planning Services in North 1 Aug 2020.
- Awarded as Pan India no.1 in 'Mutual Fund SIP contest' (June-Aug 2019)'
- Successful qualification in 'Mutual Fund' (Feb-March2018)' contest won Trip to Croatia (Europe).
- Successful qualification in Final Frontier contest 'Life insurance' (Feb-March2018)' won Trip to Goa.
- Awarded as a top Branch Manager in Platinum category in Sep, Decʼ17 & Febʼ18.
- Successful qualification in 'Mutual Fund' (June-Aug 2017)' contest won Trip to Phuket (Thailand).
- Awarded Certificate of Top Performer in Mutual Fund, Highest Revenue in Life Insurance & Wealth in FY 16-17 in North -1 Umangʼ2017.
- Successful qualification in 'Mutual Fund' (Oct-Dec2016)' contest won Trip to Moscow (Russia).
- Successful qualification in 'Shikhar (July-Aug2016)' contest won Trip to Chiang Mai (Thailand).
- Awarded Certificate of Top Performer in Mutual Fund & Wealth contest in Q1 FY 16-17.
- Awarded Certificate of Top Performer for being a 'Highest BWRP in Life Insurance' in North 1 Q1 FY 2016.
- Successful qualification in 'Euphoria Contest of Life Insurance (June2016)' won Trip to Jaipur.
- Successful qualification in 'Shikhar (Nov-Dec2015)' contest won Trip to Goa.
- Successful qualification in 'Mid-Year Challenge (Aug-Sep2015)' contest won Trip to Majestic Macau (Hong Kong).
- Qualified for 'Goa Trip' by successful achievement of Mutual Fund Summit Q1 FY 15-16.
- Awarded Certificate of Top Performer for being a Highest BWRP in Life Insurance, Financial Planning Services in North 1 FY 15-16.
- Awarded Certificate of Take-Off champ in Nov'2014 & Jan'2015.
- Awarded best performer for the project report on financial analysis of the company Jaypee Infratech limited 2013.
Timeline
Data analytics using Power BI
02-2024
Risk & Estate Planning Specialist, FPSB India
01-2024
Banking & Financial Markets: A Risk Management Prospective, Indian Institute of Management Bangalore
12-2023
Economic foundations of Pricing, Indian Institute of Management Bangalore
12-2023
Financial Accounting and Analysis, Indian Institute of Management Bangalore
11-2023
Certified Financial Planner (CFP), FPSB India
11-2023
DGM-Banking, Finance & Commercial Head
Cedaar Textile Pvt Ltd
10.2021 - 04.2024
Export-Import Business, Global EXIM Institute
05-2021
Mutual Fund, National Institute of Securities Markets (NISM)
10-2020
IRDA, Insurance Institute of India
10-2020
Manager
Axis Bank Ltd (Burgundy Wealth Management)
06.2020 - 09.2021
Manager
Kotak Mahindra Bank Ltd (Privy)
09.2018 - 06.2020
Branch Manager
ICICI Securities Ltd
10.2014 - 09.2018
Commercial Executive
Jaju Pharmaceuticals Pvt Ltd
04.2014 - 09.2014
Trainee
Jaiprakash Associates Ltd
05.2013 - 06.2013
Master of Business Administration - Finance & Marketing
GLA University
07.2012 - 05.2014
Bachelor of Commerce - undefined
Agra University
07.2009 - 05.2012
Higher Secondary Certificate (Commerce Stream) - undefined
Saraswati Vidhya Mandir
07.2008 - 05.2009
Secondary School Certificate - undefined
Saraswati Vidhya Mandir
07.2006 - 05.2007
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