Smitha Menon
Kochi
Summary
A confident & an accomplished Team Leader and a highly responsible Manager with 10 years of team leading experience in Shared Services Centre. Possess a knack of applying analytical and problem-solving skills to meet clients' varied demands within strict deadlines. Specialized in Accounting & Reconciliations, Fund Management, Project Management, Team Management, Process Documentations, Process Improvements and Stakeholder Management with a variety of skills
Overview
20
20
years of professional experience
4
4
years of post-secondary education
3
3
Languages
Work History
Manager
Muthoottu Mini Financiers Limited
06.2023 - Current
- Manage all Treasury Activities including Fund Management, Debt, Cash and Working Capital Management and Financial Risk Management.
- Maintain Strong relationship with Banks, FIs for fundraising through- diversified- cost-effective- structures such as- long-term- loans, working capital,- pool securitization, direct assignment,- NCD's etc.- from- PSU Banks and Private Banks- & FI's.
- Publish Daily Cash and Bank Position of the company to the Management. Identification of idle cash and pool them into a centralized account for utilization through the auto sweep facility from branch bank accounts and guide on cash pick up process.
- Publish Daily Fund Position of the Company to the Management for proper day to day planning of the operations.
- Monitor the debt repayments to the lenders (banks/FIs), oversee banking operations including fund transfers, initiating payments, confirming receipts and monitoring bank balances. Submit periodic and statutory reports to the lenders. Follow up for any overdue reporting.
- Monitor bank reconciliations. Ensure there are no un-reconciled entries to make bank books and bank statements matching.
- Ensuring timely posting of Treasury / Bank interest related entries in accounting software for processing of regular interests / repayments.
- Preparation of Monthly Book Debt Statements and submit to the banks/FIs.
- Manage temporary liquidity through deployment in short term investments in fixed deposits
- Coordinate with rating agencies or external valuator for all credit ratings of borrowing instruments of organization.
- Facilitating and setting up the online banking, rights, bank confirmations for audits, addition / removal for signatories / users across banking platforms.
- Ensure compliance with internal controls, policies, and procedures, as well as external regulations and standards. Managing regulatory and lender-specific compliances.
- Collaborate with internal and external stakeholders, such as accounting, finance, business units, banks, auditors, and regulators.
- Monthly/Quarterly/Half yearly/Annual reporting to investors/lenders/other stakeholders.
- Act as a centric person between treasury team, accounts team and the management.
Assistant Manager
Buckzy Payments Pvt Ltd
1 2022 - 5 2023
- Monitoring Client Wallet Reconciliations, Preparation & circulation of Client Wallet Statement of Accounts to Clients, Perform Bank Reconciliations, Ensure there are no un-reconciled entries in Client Wallet Reconciliations & Bank Reconciliations
- If any, probe into entries and take steps for fast resolution in co-ordination with other departments, Publish Client Wallet Reconciliation Dashboard & Bank Reconciliation Dashboard to the top management Team Management, Stakeholder Management, Roster Management & Query Handling
Manager - NCD (Non-Convertible Debentures) Public Issue
Muthoottu Mini Financiers Ltd
09.2020 - 12.2021
- Co-ordinate with Registrar, Lead Managers, Debenture Trustee & Legal Counsels for an ensuing public issue of Non-Convertible Debentures upon the advise of Company Secretary, Act as a POC for the public issue of NCDs relating to any queries raised by the in-house departments/branches of the company, Manage the collection of NCD Application forms from PAN India to Corporate Office at Kochi, Accountable for sorting, setting and dispatching of collected NCD Application forms received from PAN India to the Self Certified Syndicate Banks, Keep an eye on the target achieved v/s target set
- Provide a day-to-day update to CEO & Company Secretary, Collect the allotment data from the Registrar and provide a detailed status to CEO & branches of the company, Redress the investor grievances by coordinating with Self Certified Syndicate Banks, Registrar and Public Issue Banks as per the advise of Company Secretary, Prepare Control Letters for enabling the payment of investors' interest and redemption, procure approval from Managing Director and release to the Public Issue Bank by ensuring proper funding is done from Company's Fund Department, Cross-check the final interest register received from the Accounts Department and furnish Interest/Redemption Payment intimation to the Company Secretary for BSE filing, Furnish Record Date for any upcoming interest or redemption payments to the Company Secretary for BSE filing
Assistant Manager
Unimoni Global Business Services Pvt Ltd
03.2019 - 08.2020
- Provide End to End support from Finance process perspective for Robotic Process Automation, Study & Document the processes across various finance teams globally & within Unimoni Global Business Services, Assist the Finance team across Unimoni Global Business Services for any process improvements
Lead in Team Accounting Operations
Unimoni Global Business Services Pvt Ltd
04.2015 - 02.2019
- Ensure support to Accounts & Payments, Accounts Consolidation, Corporate Banking Relations & Treasury Global Head Quarters, Abu Dhabi for finance & accounts related activities, Extend support to associate business units globally for finance & accounts related activities, Team Management, Inter-Business Processes, Project Management, Training & Stakeholder Management
Senior Associate
XM Software Solutions Pvt Ltd
01.2008 - 03.2015
- Bank Reconciliations & Allied Activites, Process Management & People Management, ADOC requirements as delegated, Maintain a record of activities, which serves as a tool for effortless tracking for the completion of tasks
Associate
UAE Exchange & Financial Services Ltd
11.2004 - 12.2007
- UAE Exchange Associate Business Unit's - daily & month closure finance & accounts activites, Bank Reconciliation & Allied Activities, ADHOC requirements as delegated, Query Management
Education
Bachelor of Commerce -
St.Teresa's College, Ernakulam
06.2000 - 05.2003
Tally Graduate - undefined
Tally Solutions Pvt Ltd
06.2004 - 05.2003
Post Graduate Diploma in Computer Applications - undefined
Infocom Computer Group
06.2002 - 05.2003
QuickBooks Trained - undefined
Consultant R Us BPO Firm
12.2003 - 05.2004
Six Sigma Green Belt Certified - undefined
Annexas Europe
06.2018 - 05.2018
Operational Risk Management Essentials (Global) - undefined
UAE Exchange
04.2018 - 05.2018
Information Security Awareness - undefined
UAE Exchange
07.2019 - 05.2019
Anti-Money Laundering and Counter Terrorist Financing (AML/CTF) - undefined
SkillCast
01.2020 - 04.2020
Anti-Bribery Training - undefined
Skillcast
01.2020 - 04.2020
Fraud Prevention - undefined
Skillcast
01.2020 - 04.2020
Skills
Analytical Thinking
Change Implementation
Knowledge of Tally & QuickBooks
Accounting & Reconciliation
Fund Management
Team Management
Continuous Improvement
KPI Monitoring
Experience working in Shared Services environment
Process Documentation for driving Automations
Awards
- Quality Professional Enablement Program Achievement Award, XM Software Solutions Pvt Ltd, 11/16/2017
- Quality Professional Empowerment Program Achievement Award, Unimoni Global Business Services Pvt Ltd, 06/01/2018
Projects
Seat Utilization of Contact Centre, Project Lead, 07/2017, 11/2017 TAT reduction of cheque clearing transactions, Project Member, 01/2018, 06/2018 Robotic Process Automation Project of Payment Receipts, Project Member, 06/2019, 12/2019
Timeline
Manager
Muthoottu Mini Financiers Limited
06.2023 - Current
Manager - NCD (Non-Convertible Debentures) Public Issue
Muthoottu Mini Financiers Ltd
09.2020 - 12.2021
Anti-Money Laundering and Counter Terrorist Financing (AML/CTF) - undefined
SkillCast
01.2020 - 04.2020
Anti-Bribery Training - undefined
Skillcast
01.2020 - 04.2020
Fraud Prevention - undefined
Skillcast
01.2020 - 04.2020
Information Security Awareness - undefined
UAE Exchange
07.2019 - 05.2019
Assistant Manager
Unimoni Global Business Services Pvt Ltd
03.2019 - 08.2020
Six Sigma Green Belt Certified - undefined
Annexas Europe
06.2018 - 05.2018
Operational Risk Management Essentials (Global) - undefined
UAE Exchange
04.2018 - 05.2018
Lead in Team Accounting Operations
Unimoni Global Business Services Pvt Ltd
04.2015 - 02.2019
Senior Associate
XM Software Solutions Pvt Ltd
01.2008 - 03.2015
Associate
UAE Exchange & Financial Services Ltd
11.2004 - 12.2007
Tally Graduate - undefined
Tally Solutions Pvt Ltd
06.2004 - 05.2003
QuickBooks Trained - undefined
Consultant R Us BPO Firm
12.2003 - 05.2004
Post Graduate Diploma in Computer Applications - undefined
Infocom Computer Group
06.2002 - 05.2003
Bachelor of Commerce -
St.Teresa's College, Ernakulam
06.2000 - 05.2003
Assistant Manager
Buckzy Payments Pvt Ltd
1 2022 - 5 2023