Elangonathan S
Chennai
Summary
Experienced AML and Financial Crime Compliance professional with 5 years in transaction monitoring, investigations, and risk assessments. Conducts thorough investigations of cross-border transactions, identifies suspicious activities, and prepares detailed case narratives in compliance with BSA, OFAC, and FATF regulations. Expertise in identifying money laundering typologies and managing stakeholder communications to mitigate financial crime risks.
Overview
1
1
Certification
3
3
years of post-secondary education
6
6
years of professional experience
Work History
Senior Process Associate - AML/CTF
Guidehouse India Pvt. Ltd.
Chennai
09.2024 - Current
- Led complex investigations into high-risk transactions involving structuring, trade-based money laundering, and shell companies, ensuring compliance with BSA/AML and OFAC regulations.
- Applied strong knowledge of U.S. AML laws, including the BSA and USA PATRIOT Act, to assess escalation decisions and SAR filings.
- Analyzed patterns of layering, funnel accounts, and correspondent banking transactions across cross-border channels to strengthen AML investigations.
- Documented alerts on AML, sanctions, PEPs, and adverse media to mitigate financial crime risks for the organization.
- Delivered feedback on rule tuning to improve alert accuracy and decrease false positive rates.
- Consistently achieved top-tier performance in monthly KPIs and internal QA reviews.
AML Analyst - AML/CTF
Teleperformance
Chennai
11.2023 - 07.2024
- Performed end-to-end transaction monitoring of retail accounts across UK and EU geographies to identify suspicious activities related to money laundering and terrorist financing.
- Reviewed customer KYC details, SOF, SOW, and behaviour patterns to assess and mitigate potential risks.
- Reviewed customer KYC details, SOF (Source of Funds), SOW (Source of Wealth), and behaviour patterns for holistic risk assessment.
- Escalated high-risk accounts promptly and accurately, enhancing team quality metrics and overall compliance.
- Conducted comprehensive risk-based investigations by analyzing user profiles, transaction behaviour, and identifying red flags.
Senior Process Executive - KYC
Cognizant Technology Solutions
Chennai
07.2022 - 08.2023
- Verified customer identities and validated documentation to ensure adherence to onboarding KYC standards.
- Validated customer transactions and account activity by reviewing internal database information to ensure compliance with KYC standards.
- Conducted name screening against global Sanctions lists, PEP databases, and adverse media sources using tools like LexisNexis.
- Coordinated with internal stakeholders for escalations and prepared daily reports to streamline communication.
- Managed client communications via Outlook and resolved issues efficiently using Remedy/ticketing systems.
Process Executive - KYC
Cognizant Technology Solutions
Chennai
12.2020 - 07.2022
- Conducted KYC onboarding and periodic reviews for individual and corporate clients to ensure compliance with regulatory standards.
- Executed due diligence checks on customers against Sanctions, PEP, and global watchlists to mitigate risk and ensure adherence to compliance protocols.
- Investigated customer backgrounds and maintained compliance database to support accurate risk assessment and regulatory reporting.
- Kept updated with emerging typologies, AML laws, and regulatory updates from FinCEN, FATF, and OFAC.
- Used tools such as BOWB, LexisNexis, and internal systems for screening and compliance checks.
Education
Bachelor of business Administration - B.B.A
Mar Gregorios College
Chennai 04.2015 - 01.2018
Skills
- AML compliance
- KYC Process
- Transaction Monitoring
- Alert Investigation
- Screening
- Risk Assessment
- Crime compliance
- Effective Communication
- Relationship Building
Certification
- MS Excel
- Tally ERP9
Accomplishments
- Received Target Achiever Award multiple times
- Awarded for verifying and validating the client's profile in a quantitative and qualitative manner
Timeline
Senior Process Associate - AML/CTF
Guidehouse India Pvt. Ltd.
09.2024 - Current
AML Analyst - AML/CTF
Teleperformance
11.2023 - 07.2024
Senior Process Executive - KYC
Cognizant Technology Solutions
07.2022 - 08.2023
Process Executive - KYC
Cognizant Technology Solutions
12.2020 - 07.2022
Bachelor of business Administration - B.B.A
Mar Gregorios College
04.2015 - 01.2018