Dynamic Credit Manager with over 5 years of comprehensive experience in the financial sector, adept at evaluating creditworthiness and managing loan processes. Expertise encompasses risk assessment, loan approval, and compliance with regulatory standards. Proven ability to develop credit scoring models and negotiate favorable loan terms, ensuring exceptional service and operational efficiency. Committed to maintaining meticulous records and enhancing credit policies to drive organizational success. Ready to leverage skills in a Credit Manager role to foster growth and mitigate risks effectively.