ESHITA JAIN

• P RESENT

April 2022- Present : Relationship Banking Group

• Using knowledge of credit and various products for creating proposals and deal structuring for clients with turnover of Rs 50Cr to 250Cr
• Analyzing Financial Statements of clients thereby effectively assessing credit risk for Corporate Loan proposals
• Preparing Ratio Analysis, Cash Flow statement along with the documentation work for pre-sanction and post-sanction of the Corporate Loan proposals.
• Adding value to the client and staying ahead of the competition by structuring and implementing innovative deals.
• Maintaining relationships with CEO/CFO's of various SMEs to originate business and ensure the stability of income as well as explore avenues for new income generation from existing and new clients
• Managing portfolio size of Rs 150cr and trade finances,cash management services i.e. working capital cycle of the company for clients.
• Performing various financing activities as per the customer's requirements and maintaining current account balances
• Achieving individual targets and growing account profitability while ensuring the high service standards and maintenance.

March 2021- March 2022: New Acquisition Client Group

• Prospecting and acquiring of new SME client with the turnover of 50cr - 250cr through catering various SME products.
• Closely working with the branch banking , wealth management and channel partners for the lead conversion.
• Analysing the banking and financial needs of the client and then structuring the proposal with the initial checking of CIBIL , CRILC and dedupes of the client.
• Preparing the proposal for sanctioning and documentation for the disbursement of the facilities thereby onboarding the new client to bank family.
• Maintaining relationships with the client and prospecting new clients by references.
• Building the portfolio and thereby achieving individual targets.

• Managed a portfolio of High Net Worth clients and maintained relationships, thereby achieving my targets
• Assisted Clients by understanding their assets, expenses, and long-term and short investment goals and developed financial plans accordingly for them
• Applied credit and product knowledge for creation of loan proposals and deal structuring for clients.
• Maintained relationship and various services to the client by understanding their business and banking requirements.
• Generated new business and referral clients in partnership with financial advisors and branch team.