Ezhumalai V
Puducherry
Summary
Dynamic Collection Manager with extensive experience at Hinduja Housing Finance, excelling in NPA management and collections oversight. Proven track record of achieving 100% collection results while leading teams and utilizing advanced Excel skills. Adept at problem-solving and driving performance across multiple clusters, ensuring optimal financial outcomes.
Overview
12
12
years of professional experience
1
1
Certification
Work History
CLUSTER COLLECTION MANAGER(Area Level )
NIWAS HOUSING FINANCE
VELLORE
06.2025 - Current
- Hl & Lap collection
- Vellore cluster & Hosur cluster
- Depend on Sales Officer & BM, co's
- 240 to 400 cases (1+ to NPA).
AREA COLLECTION MANAGER
HINDUJA HOUSING FINANCE
Chennai
08.2023 - 09.2024
- Hl & Lap collection
- Chennai cluster, Vellore cluster, Pondy cluster, Trichy cluster.
- 4 ccm & 26 co's under my reporting
- 550 to 650 case's- ( 1 to 4 Bkt )
CLUSTER COLLECTION MANAGER
HINDUJA HOUSING FINANCE
Pondicherry
03.2021 - 07.2023
- Hl & Lap collection
- Pondicherry cluster
- Location: pondy, Trichy, kumbakonam, villupuram, cuddalore
- 12 Co's Under my reporting
- 200- 250 case's ( 1+ to Npa)
Senior Collections Representative
Jana smal finance bank
Pondicherry
10.2020 - 03.2021
- Aggri Group Loan collection
- Team handling
- Puducherry
Senior Collection Officer
HDB Financial Services
Pondicherry
02.2019 - 10.2020
- Consumers durable, Digital, PL loan collection
- Puducherry, cuddalore, villupuram, kanchipuram, Thindivanam
Collection Officer
Tata conneqt ( Axis bank )
Pondicherry
08.2018 - 01.2019
- Axis Aggri loan collection ( 3 month once)
- Puducherry, villupuram, Thindivanam, cuddalore
Collection Executive
HDFC Bank
Pondicherry
08.2016 - 08.2018
- Commercial vehicle & T/w & personal loan
- Puducherry, cuddalore, Gengi, villupuram
Collection Executive
L & T
Pondicherry
06.2013 - 06.2014
- Two Wheeler collection
- Puducherry
Education
M.Com ( Regular ) - Banking And Finance
Tiruvalluvar University ( Vellore )
Raak Arts And Seience College05-2016
B.Com ( Regular ) - General
Pondicherry University
Rajive Gandhi Govt. Arts And Seience College 06-2013
Skills
- DRA COMPLETED ( COLLECTION AGENT EXAM )
- Excel - Pivot & Vlookup
- SARFAESI Act
- NPA management ( onan)
- Collections oversight
- Problem solving
- 100% collection Result
Certification
- DRA COMPLETED (IIBF Exam - Collection Agent exam )
Languages
Tamil & English
First Language
Total Experience
- 10+ Year
References
References available upon request.
Timeline
CLUSTER COLLECTION MANAGER(Area Level )
NIWAS HOUSING FINANCE
06.2025 - Current
AREA COLLECTION MANAGER
HINDUJA HOUSING FINANCE
08.2023 - 09.2024
CLUSTER COLLECTION MANAGER
HINDUJA HOUSING FINANCE
03.2021 - 07.2023
Senior Collections Representative
Jana smal finance bank
10.2020 - 03.2021
Senior Collection Officer
HDB Financial Services
02.2019 - 10.2020
Collection Officer
Tata conneqt ( Axis bank )
08.2018 - 01.2019
Collection Executive
HDFC Bank
08.2016 - 08.2018
Collection Executive
L & T
06.2013 - 06.2014
M.Com ( Regular ) - Banking And Finance
Tiruvalluvar University ( Vellore )
B.Com ( Regular ) - General
Pondicherry University
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