FABRICE V
Puducherry
Summary
Dynamic Internal Auditor with a proven track record at BELSTAR Microfinance Limited, excelling in risk management and compliance. Enhanced operational integrity through meticulous loan process audits and fraud detection, achieving 100% investigation accuracy. Strong attention to detail and client management skills fostered a culture of accountability and operational excellence.
Overview
12
12
years of professional experience
Work History
Internal Auditor
BELSTAR Microfinance Limited
04.2022 - Current
- Conducted internal audits across branches, ensuring compliance with RBI/NABARD guidelines and internal SOPs to enhance operational integrity.
- Specialized in loan process audits, KYC/AML compliance, and root cause analysis to strengthen risk management and reporting accuracy.
- Named and mitigated financial risks, leading to significant savings and operational corrections.
- Detected and reported fraud cases, contributing to 100% exact investigations and recoveries.
- Enhanced branch audit scores by training staff on compliance, ethics, and process adherence, fostering a culture of accountability.
Relationship Manager (Agri Loans)
ESAF Small Finance Bank
10.2020 - 04.2022
- Directed client acquisition and loan conversion efforts across 10+ regional locations, enhancing market reach.
- Oversaw dairy loans, farmer interest group loans, and agri mortgage loans, ensuring alignment with client needs.
- Performed field inspections and credit analysis, engaging clients through thorough documentation and support.
Associate Manager
National Bulk Handling Corporation Pvt. Ltd.
02.2018 - 08.2020
- Led client onboarding and agreement execution, developing seasonal business strategies.
- Managed thirty-five warehouses, ensuring compliance and timely client invoicing.
- Oversaw ₹ 100 Cr AUM through Warehouse Receipt Funding (WRF).
Event Manager
Green Mint Tours and Travels
09.2016 - 06.2017
- Coordinated event organization for weddings and tour packages, ensuring seamless execution and client satisfaction.
- Created client proposals and implemented promotional strategies to enhance event visibility and engagement.
- Coordinated logistics for various travel events and tours.
- Managed vendor relationships to ensure quality service delivery.
- Developed event schedules to streamline planning processes.
Relationship Manager (Agri Loans)
Axis Bank
02.2016 - 08.2016
- Marketed and processed KCC loans, facilitating access to credit for farmers.
- Consistently disbursed over ₹ 2 Cr per month, supporting agricultural growth and client financial stability.
- Cultivated strong client relationships to enhance customer satisfaction.
- Managed client portfolios to ensure effective service delivery.
- Collaborated with teams to identify client needs and develop tailored solutions.
Sales Executive (Agri Loans)
Axis Securities Ltd
10.2013 - 02.2016
- Promoted KCC loan products, achieving average monthly disbursals of ₹ 1-1.5 Cr.
- Conducted rural outreach, screened clients, and managed documentation to facilitate loan approvals.
- Developed client relationships through regular communication and follow-ups.
- Conducted market research to identify potential sales opportunities and trends.
- Collaborated with cross-functional teams to enhance product offerings and customer experience.
Education
MBA - HR & Marketing
Rajiv Gandhi College of Engineering And Technology
01-2013
BBA -
Sri Aravindar Arts & Science College
01-2011
HSC -
Calve College Govt. Hr. Sec. School
01-2008
SSLC -
Wisdom High School
01-2006
Skills
- Internal auditing
- Audit Documentation
- Audit tasks
- Audit strategy
- Internal controls
- Risk management
- Compliance management
- Regulatory compliance
- Fraud detection
- Loan process auditing
- Financial analysis
- Credit assessment
- Attention to detail
- Report creation
- Regulatory compliance
- MIS Reporting
- MS Office
- Finacle
- Accounting principles
- Account reconciliation
- Client management
- Accounting principles
- Account reconciliation
Extracurricular Activities
Event Coordinator for 'TECHNO-SPARK' (College Cultural Fest) Organizer of college management events Served as school leader for 2 years Participant in inter-college competitions
Hobbies and Interests
Cooking
Projects
- True Brand Awareness Study, Aurofood Products, MBA
- Effectiveness of Training Program, HCL Infosystems Ltd, MBA
- Product Analysis, Ponlait Puducherry, BBA
Personal Information
- Date of Birth: 03/05/91
- Marital Status: Married
Languages
- English
- Tamil
- English
Timeline
Internal Auditor
BELSTAR Microfinance Limited
04.2022 - Current
Relationship Manager (Agri Loans)
ESAF Small Finance Bank
10.2020 - 04.2022
Associate Manager
National Bulk Handling Corporation Pvt. Ltd.
02.2018 - 08.2020
Event Manager
Green Mint Tours and Travels
09.2016 - 06.2017
Relationship Manager (Agri Loans)
Axis Bank
02.2016 - 08.2016
Sales Executive (Agri Loans)
Axis Securities Ltd
10.2013 - 02.2016
MBA - HR & Marketing
Rajiv Gandhi College of Engineering And Technology
BBA -
Sri Aravindar Arts & Science College
HSC -
Calve College Govt. Hr. Sec. School
SSLC -
Wisdom High School