Pradeep Dhanukonda
Manager | Union Bank of India | FRM L1 Aspirant
Summary
Accomplished professional with extensive experience at Union Bank of India, excelling in risk assessment and compliance management. Proven track record as branch management as branch manager in enhancing operational efficiency and implementing core banking systems. Adept at analytical problem-solving and effective communication, driving portfolio growth and ensuring regulatory adherence. Recognized for leadership in MSME and retail credit sectors. Detail-oriented Internal Auditor specializing in risk assessment and compliance management. Proven ability to conduct comprehensive audits and deliver actionable insights to enhance operational effectiveness.
Overview
12
12
years of professional experience
Work History
Internal Auditor
Union Bank of India
06.2024 - Current
- Conduct comprehensive internal audits to evaluate the effectiveness of risk management, control, and governance processes.
- Perform detailed risk assessments to identify areas of potential operational, financial, and compliance risk.
- Prepare and present clear, concise audit reports with actionable recommendations to senior management, ensuring robust compliance management.
- Skills: Risk Assessment, Compliance Management, Internal Audits, Finance, Presentation Skills
Retail Loan Processing Officer
Union Bank of India
01.2020 - 01.2024
- Specialized in the end-to-end processing and underwriting of retail loan applications, ensuring compliance with bank policies and risk appetite.
- Conducted detailed analysis of customer financials, credit history, and documentation for accurate risk assessment.
- Maintained high standards of turnaround time and accuracy in loan sanctioning processes, contributing to portfolio growth.
Branch Manager
Union Bank of India
08.2017 - 08.2020
- Managed end-to-end branch operations with a strong focus on credit origination, portfolio quality, and profitability.
- Led the credit appraisal process for MSME and retail segments, utilizing strong analytical skills for due diligence and risk assessment.
- Ensured strict adherence to KYC-AML guidelines and all regulatory compliance standards.
- Successfully implemented and managed core banking systems to enhance operational efficiency.
- Skills: MSME Lending, Analytical Skills, Due Diligence, KYC-AML, Core Banking Implementation, Compliance Management
Operations Manager
Union Bank of India
08.2013 - 08.2016
- Oversaw daily retail branch operations, ensuring efficiency and compliance with bank policies.
- Managed KYC verification processes and spearheaded the adoption of digital banking solutions.
- Played a key role in the implementation and optimization of core banking systems.
- Skills: Retail Branch Operations, KYC Verification, Digital Banking, Core Banking Implementation
Education
B.Tech - Information Technology
Raghu Engineering College
12.2011
Intermediate (MPC) -
12.2007
SSC (Secondary School Certificate) -
12.2005
Executive Programme - Applied Risk Management
Indian Institute of Management (IIM)
Certified Credit Professional -
Indian Institute of Banking & Finance (IIBF)
JAIIB -
Indian Institute of Banking & Finance (IIBF)
Skills
- Credit Analysis
- Risk Assessment
- Due Diligence
- MSME & Retail Credit
- Applied Risk Management
- KYC-AML
- Compliance Management
- Internal Auditing
- Regulatory Reporting
- Branch Management
- Core Banking Implementation
- Retail Operations
- Digital Banking
- Analytical Skills
- Oral Communication
- Presentation Skills
- Finance
Hobbies and Interests
- Dancing
- Playing cricket
Languages
- English
- Hindi
- Kannada
- Telugu
- English
- Hindi
- Kannada
Website
www.linkedin.com/in/pradeep-d-72221a256
Timeline
Internal Auditor
Union Bank of India
06.2024 - Current
Retail Loan Processing Officer
Union Bank of India
01.2020 - 01.2024
Branch Manager
Union Bank of India
08.2017 - 08.2020
Operations Manager
Union Bank of India
08.2013 - 08.2016
B.Tech - Information Technology
Raghu Engineering College
Intermediate (MPC) -
SSC (Secondary School Certificate) -
Executive Programme - Applied Risk Management
Indian Institute of Management (IIM)
Certified Credit Professional -
Indian Institute of Banking & Finance (IIBF)
JAIIB -
Indian Institute of Banking & Finance (IIBF)