Hi, I’m
Gagandeep Singh
Gwalior,Madhya Pradesh
Overview
18
years of professional experience
3
Languages
Work History
Yes Bank Ltd.Gwalior, MP
Senior Sales Manager (Commercial Vehicle Loans)
05.2023 - Current
Job overview
- Portfolio Management: Oversee the commercial vehicle loan portfolio across Gwalior, Shivpuri, Morena, Dabra, Datia, and Bhind locations.
- Business Development: Spearhead acquisition of new clients, specifically targeting fleet owners, transport companies, and individual borrowers.
- Credit Assessment: Evaluate loan applications meticulously, analyzing business viability, repayment capacity, and creditworthiness to minimize risk.
- Dealer & Relationship Management: Build and sustain strategic alliances with vehicle dealerships, transport associations, and corporate clients to drive sourcing.
- Team Leadership: Manage and mentor the sales team to ensure productivity targets are met while maintaining high service standards.
- Collections: Monitor repayment schedules, manage delinquent accounts, and execute effective EMI collection strategies.
- Product Scope: Manage financing for a wide range of assets including Small (SCV), Light (LCV), Intermediate (ICV), and Heavy Commercial Vehicles (HCV).
Sundaram Finance Ltd.Gwalior, MP
Sales Manager
07.2019 - 05.2023
Job overview
- Managed end-to-end sales cycle for commercial vehicle finance products in the assigned territory.
- Expanded market penetration by identifying untapped customer segments in the logistics and transport sector.
- Maintained a healthy credit portfolio by conducting rigorous field investigations and pre-disbursement checks.
Mahindra & Mahindra Finance Ltd.Gwalior, MP
Commercial Finance Professional
02.2018 - 07.2019
Job overview
- Facilitated vehicle financing solutions for rural and semi-urban customers, contributing to branch targets.
- Collaborated with credit teams to expedite file processing and disbursement.
HDFC Bank (HDB Financial Services)Gwalior, MP
Commercial Banking (CV & CE)
04.2017 - 02.2018
Job overview
- Handled sales and documentation for Commercial Vehicle and Construction Equipment loans.
- Developed initial relationships with key local dealerships to establish a sourcing pipeline.
Tata Capital Ltd.Gwalior, MP
Sales Executive
11.2011 - 03.2017
Job overview
- Initiated career in lending by sourcing files for Commercial Equipment (CE) and Vehicle (CV) loans.
Exl Services Pvt. Ltd.Gurgaon
Senior Business Analyst
03.2010 - 09.2011
Job overview
- Analyzed business processes and provided operational support for American Express global services.
American ExpressGurgaon
Senior Business Analyst
12.2007 - 03.2010
Job overview
- Gained foundational experience in financial data analysis and corporate reporting standards.
Timeline
Senior Sales Manager (Commercial Vehicle Loans)
Yes Bank Ltd.
05.2023 - Current
Sales Manager
Sundaram Finance Ltd.
07.2019 - 05.2023
Commercial Finance Professional
Mahindra & Mahindra Finance Ltd.
02.2018 - 07.2019
Commercial Banking (CV & CE)
HDFC Bank (HDB Financial Services)
04.2017 - 02.2018
Sales Executive
Tata Capital Ltd.
11.2011 - 03.2017
Senior Business Analyst
Exl Services Pvt. Ltd.
03.2010 - 09.2011
Senior Business Analyst
American Express
12.2007 - 03.2010