To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Willingness to take on added responsibilities to meet team goals.
Hi, I’m
Ganesh Nalawade
Credit Analyst
Pune
Summary
Overview
1
year of professional experience
7
years of post-secondary education
3
Languages
Work History
HDFC LtdPune
Assistant Manager
04.2022 - Current
Job overview
- Responsible for credit appraisal of employed customers.
- Assessment of risk & repayment capacity of customer to ascertain the credit worthiness by reviewing & verifying income, tax returns & other financial documents.
- Credit recommendations to optimize growth targets while mitigating NPA risks under all product categories
- Meeting & interacting with customers to understand their profile, identifying specific needs and suggesting optimal solutions
- Ensuring compliance in accordance with the regulatory standards, procedures, and maintaining company's quality standards in lending
- Collaboration with channel partners, developers, recovery, front line operations, legal, technical and retention team to assess risks and streamline credit operations
Education
National Institute of Construction Mgt & ResearchPune
PGDM from Real Estate And Urban Infrastructure Development
06.2020 - 05.2022
University Overview
NICMAR Merit Scholarship holder
Sinhgad College of EngineeringPune
Bachelor of Engineering from Civil Engineering
06.2015 - 06.2019
University Overview
Passed with First Class
Smt. Susheela Bahudhani Junior CollegePune
HSC
06.2014 - 04.2015
University Overview
Mudhoji High SchoolPhaltan
SSC
06.2012 - 03.2013
University Overview
Passed with 93.82%
Skills
Risk Assessment
Tech skills
Tech skills
Microsoft Office
Hobbies
Hobbies
- Gym training
- Meditation
- Writing
Achievements
Achievements
- Runner up of Drill Competition of NCC CATC Camp 12'
- Achieved the merit scholarship from NICMAR for 2nd trimester for ranking amongst top 10% of PGDM
REUIM 2020-2022 BATCH - Represented Pune credit department in system integration process during merger of HDFC Ltd and HDFC Bank Ltd.
Timeline
Assistant Manager
HDFC Ltd
04.2022 - Current
National Institute of Construction Mgt & Research
PGDM from Real Estate And Urban Infrastructure Development
06.2020 - 05.2022
Sinhgad College of Engineering
Bachelor of Engineering from Civil Engineering
06.2015 - 06.2019
Smt. Susheela Bahudhani Junior College
HSC
06.2014 - 04.2015
Mudhoji High School
SSC
06.2012 - 03.2013
Similar Profiles
Vinay GovilkarVinay Govilkar
Credit Appraiser at HDFC LTDCredit Appraiser at HDFC LTD
Chirag KriplaniChirag Kriplani
Deputy Credit Manager at HDFC LtdDeputy Credit Manager at HDFC Ltd
RAJESH VENKITACHALAMRAJESH VENKITACHALAM
Branch Manager at HDFC LTDBranch Manager at HDFC LTD
PARVATHY K SPARVATHY K S
Deputy Manager at HDFC LTDDeputy Manager at HDFC LTD
Sagar ChandrawarSagar Chandrawar
Sales Operation Specialist at Veritas Technologies Ltd (now Part of Cohesity)Sales Operation Specialist at Veritas Technologies Ltd (now Part of Cohesity)