GANESH PRASAD
PATNA
Summary
Proficient in optimizing workflows to attain bottom-line goals, demonstrated by adeptness in evaluating and customizing business development initiatives. Displaying remarkable prowess in leadership, organization, oral/written communication, interpersonal finesse, analytical acumen, and adept problem-solving. Committed to fostering strong collaborative ties with supervisors, dedicated to fulfilling their requisites effectively. Ensuring meticulous data upkeep in accordance with managerial mandates, employing diverse tools such as graphics, dashboards, pivot tables, etc. This facilitates accurate situational awareness for informed decision-making.
Overview
10
10
years of professional experience
Work History
Branch Manager
Save Financial Services Pvt Ltd
12.2024 - Current
- Maintained friendly and professional customer interactions for mortgage loan(Loan against property)
- Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
- Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Examined customer loan applications for loan approvals and denials.
- Complied with regulatory guidelines and requirements.
- Developed strategic plans for day-to-day financial operations.
Branch Manager
AYE FINANCE PVT LTD
08.2024 - 12.2024
- Submitted loan applications to underwriter for verification and recommendation.
- Consulted customers to boost product sales and services.
- Maintained friendly and professional customer interactions.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
Hub Sales Manager
Satya Micro Housing finance private limited
12.2023 - 07.2024
- To Hire local manpower for new business.
- To train RM/RO for creating leads and to login files.
- To generate leads from the market by doing field activity, campaigning, gram sabha etc.
- To visit and do PD of sourced files.
- To ensure all documents related query resolution of sanctioned cases.
- To ensure disbursement of case in given TAT.
Territory Manager - Business Development
Harita Receivables and Collection Services LLP
12.2022 - 12.2023
- Overseeing the progression of 7+ cases towards goal attainment.
- Inspiring and guiding team members to reach their targets, and assessing their performance based on goal achievement.
- Conducting travel within the designated territory to provide training and direction to company representatives.
- Cultivating fresh customer relationships with NBFCs, Banks, and PSUs for the purpose of collections and settlements in new geographical areas.
- Recruiting suitable personnel as per the demands of newly established locations. Addressing customer inquiries and grievances, ensuring high-quality customer service. Ensuring meticulous organization of data distribution within the assigned regions.
Branch Manager (Later Branch collection Manager)
L&T Financial Services
01.2020 - 12.2022
- Enabling business growth by developing and managing a team across assigned territories for deeper market penetration and reach.
- Proper policy implementation by maker checker method.
- Tracking on loan disbursed customer.
- Formulate and supervise sales and marketing strategies.
- To do GRT of the group formed and to do verification as per policies.
- Delivering quality business with good audit grades.
- Ensure effective customer follow-up to enhance collections and drive business growth.
- Foster enduring connections with existing clientele while forging strong rapports with prospective clients.
- Provide training to Front Line Officers encompassing new business development, documentation, field inspections, collections, and related areas.
Promoted to ABM (Assistant Branch Manager) in June 2018
Jatinder Finance Pvt. Ltd.- (A part of Vedika Credit Capital Limited)
09.2017 - 01.2020
- Drive the development and acquisition of new business opportunities.
- Ensure the successful completion of mortgage loan processes by meticulously verifying and documenting applicant, co-applicant, and guarantor information.
- Cultivate new loan applications by fostering community relationships through field activities.
- Analyze the financial standing of applicants and evaluate property assessments to determine the viability of granting loans.
- Provide comprehensive training to Loan Officers, covering aspects such as new business generation, documentation procedures, field inspections, and more.
Customer Manager (Operations)
Mahindra Rural Housing Finance LTD
03.2017 - 08.2017
- Develop and generate new Business through LAP.
- Customer Services Attending to customer's enquiries/ grievances.
- Ensuring complete documentation for credit/ legal/ Technical approvals.
- Proper field investigation of customers by credit, legal and technical views. Also doing collections of new customers for one year.
MIS cum Auditor
Airtel Distributer M/S Shree Siddhivinayak Ent.
02.2016 - 05.2017
- Crafting daily and monthly presentations for review purposes.
- Compiling and organizing data, generating daily reports, charts, and other relevant materials for organizational use.
- Supervising the management of cash collected by Field Service Executives (FSE) from the market. Conducting audits of customer documents submitted by retailers and FSE.
- Coordinating with retailers, FSE, Territory Managers (TM), and distributors to enhance processes, attain targets, and optimize sales.
- Engaging with FSE and retailers to facilitate the successful introduction and promotion of newly launched product.
Education
Master of Arts - Economics
IGNOU- PERSUING
Patna05-2025
MBA - FINANCE MANAGEMENT
Suresh Gyan Vihar University
Jaipur07-2023
B.Sc. - Physics
Magadh University, A.N. COLLEGE
01.2014
12th - undefined
Patna Muslim High School
01.2011
10th - undefined
GRSS Vidya Mandir
01.2009
Skills
- Effective Communication
- Strategic Planning
- Team Leadership
- Customer Relationship Management
- Problem Solving
- Data Analysis
- Time Management
- Adaptable
- Responsible
Hobbies and Interests
Feeling the music, Every kind of sport, Exploring distant lands, Capturing moments
Languages
Hindi
Advanced (C1)
English
Intermediate (B1)
BHOJPURI
Advanced (C1)
Timeline
Branch Manager
Save Financial Services Pvt Ltd
12.2024 - Current
Branch Manager
AYE FINANCE PVT LTD
08.2024 - 12.2024
Hub Sales Manager
Satya Micro Housing finance private limited
12.2023 - 07.2024
Territory Manager - Business Development
Harita Receivables and Collection Services LLP
12.2022 - 12.2023
Branch Manager (Later Branch collection Manager)
L&T Financial Services
01.2020 - 12.2022
Promoted to ABM (Assistant Branch Manager) in June 2018
Jatinder Finance Pvt. Ltd.- (A part of Vedika Credit Capital Limited)
09.2017 - 01.2020
Customer Manager (Operations)
Mahindra Rural Housing Finance LTD
03.2017 - 08.2017
MIS cum Auditor
Airtel Distributer M/S Shree Siddhivinayak Ent.
02.2016 - 05.2017
10th - undefined
GRSS Vidya Mandir
12th - undefined
Patna Muslim High School
B.Sc. - Physics
Magadh University, A.N. COLLEGE
Master of Arts - Economics
IGNOU- PERSUING
MBA - FINANCE MANAGEMENT
Suresh Gyan Vihar University