Ganesh Kumar Reddy Ankireddy
Assistant Vice President
Mumbai,MH
Summary
Strategic Product Manager with 13 years of experience in digital banking and financial technology. Proven track record in delivering regulatory solutions and optimizing payment infrastructures for global financial institutions. Expertise in managing product lifecycles, stakeholder engagement, and compliance with frameworks such as RBI and UIDAI. Strong background in card payment systems and project management, with a focus on enhancing customer experience through innovative technology solutions.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Assistant Vice President, Business Solution Group
Axis Bank
08.2021 - Current
- Spearheaded strategy and execution of major products.
- Launched an automated routing product leveraging tokenization, enhancing success rates and on-boarding top-tier merchants.
- Oversaw authentication and authorization frameworks for CNP transactions.
- Leading card issuance and life cycle management: issuing cards, personalization, activation.
- Worked on Core Payments Product which included working with RuPay (BEPG), VISA, MasterCard, AMEX, Banking Transaction Switches, ISO 8583 and ISO 20022.
- Working on Payment/Transaction processing across acquiring, network, issuer end.
- Awareness of compliance standards such as PCI DSS, KYC, AML.
- Payment gateway integration with Visa, MasterCard, Amex, NPCI, etc.
- Understanding EMV, tokenization, UPI CC & ACS Integration.
- Key Projects: Citi to Axis migration (A&A, C&S), Network Tokenization, Axis Token Solution, ONUS POS & PG, ACS upgradation, UPI CC integration
Senior Product Manager
MasterCard Technology Pvt. Ltd.
07.2019 - 08.2021
- Develop and maintain a strong working relationship with the Scrum team members like developers, scrum master and testers.
- Have contributed to the maturity and scalability of the India UID Authentication Service Agency platform that is capable of processing millions of transactions in real-time (~325 Mn in 2019, ~426Mn in 2020 and a target of ~1 Bn in 2021) & Championed India UID as a MasterCard Authentication Service Agency project.
- Drove implementation of the MasterCard Identity Check (MC IDCX).
- Involved in the solution design of Benefits Payments System (BPS), a new product development, which links digital identity to payment disbursements (POC).
- Key Projects: MasterCard IDCX, India UID switch, BPS, India on soil migration.
Consultant (Payments Product)
Infra-Soft Technologies Ltd.
03.2018 - 06.2019
- Led customization of UPI and mobile banking products for multiple public and private sector banks.
- Defined scalability, disaster recovery, and automation frameworks for robust implementation.
- Delivered end-to-end traceability for requirement mapping and quality assurance.
- Owned the requirement traceability matrix for tracking delivery of requirements and change requests over the course of the project life-cycle.
- Analyzed the project change requests and provided solution approach to fit into the existing application with minimal impact.
Business Analyst
Financial Software & Systems (FSS)
12.2016 - 03.2018
- Managed strategic pre-sales, implementation, and requirement engineering for Aadhaar Pay, AEPS, and BBPS.
- Involve in FSD preparation, Review and Coordinate with Application development and SIT Testing & Product Verification Testing (PVT).
- Assisting the knowledge transfer to operations team after product verification testing of a project (PVT).
Assistant Manager
NPCI
02.2014 - 07.2016
- Instrumental in building India's first UPI routing system; scaled card transaction volume to 1 crore/day.
- End to End New product testing and implementation with banks which are associated with NPCI switch.
- Efficiently managing NFS Switch (ITM & IST), 24/7 tech support, new product and production movements.
- Enabled P2A, P2M, M2P services for IMPS product and involved in the integration between DFS and NPCI to route the Rupay international transactions.
- Implemented AEPS wrapper integration with UIDAI for Aadhar based payments - Maintenance of AS400 servers in PR, DR & HA.
Assistant Research Analyst
ShareKhan Ltd. (BNP Paribas)
09.2012 - 02.2014
- Advised clients on equity and derivatives; optimized portfolios using risk analysis and trend forecasting.
Education
MBA - Finance
JNTU - Anantapur University
Puttur08-2012
Skills
- IBM AS/400 and RPG/400
- Payment processing and gateway integration
- Tokenization techniques
- Project management
- Linux and Windows environments
- Database management (DB2/400, Oracle 11g, Oracle 12C, MySQL)
- XML and ISO 8583 standards
- Agile tools (JIRA, Rally, Confluence)
- Data analysis (MS Excel, Power BI)
- Basic SQL skills
- Design tools (Figma)
- Monitoring tools (Splunk, Dynatrace)
Certification
- Certified Scrum Product Owner
- FinTech: foundations, payments, and regulations
- Data-driven decision making - Tableau basics
Personal Information
Date of Birth: 06/01/90
Languages
Telugu
First Language
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1
Tamil
Intermediate (B1)
B1
Timeline
Assistant Vice President, Business Solution Group
Axis Bank
08.2021 - Current
Senior Product Manager
MasterCard Technology Pvt. Ltd.
07.2019 - 08.2021
Consultant (Payments Product)
Infra-Soft Technologies Ltd.
03.2018 - 06.2019
Business Analyst
Financial Software & Systems (FSS)
12.2016 - 03.2018
Assistant Manager
NPCI
02.2014 - 07.2016
Assistant Research Analyst
ShareKhan Ltd. (BNP Paribas)
09.2012 - 02.2014
MBA - Finance
JNTU - Anantapur University
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