Gaurav Sharma
Ghaziabad
Summary
Dynamic Sr. Credit Processing Associate with proven expertise at ICICI Bank in credit risk assessment and data analysis. Skilled in CMA ratio analysis and bank statement evaluation, I excel in delivering precise financial insights and ensuring regulatory compliance. A detail-oriented professional committed to enhancing lending decisions through thorough due diligence.
Overview
6
6
years of professional experience
Work History
Sr. Credit Processing Associate
I Process Services India Pvt Ltd (ICICI Bank)
Ghaziabad
12.2022 - Current
- Due Diligence: Conducting thorough due diligence to prepare and organize data for the Credit Risk Assessment team, ensuring all necessary information is readily available for risk evaluations.
- CMA Punching & Ratio Analysis: Accurately inputting and classifying data for Credit Monitoring Arrangements (CMA) to conduct detailed ratio analysis, enabling precise financial evaluations, and informed lending decisions.
- Bank statement analysis: Gathering and analyzing bank statements to validate credit summation, routing validation, and to assess the cash flow of the businesses and financial health.
Account Executive
HSIIDC
Noida
12.2021 - 11.2022
- Assisted in preparing vouchers, invoices, and journal entries.
- Supported the preparation of GST returns and TDS filings.
- Helped in bank reconciliations and maintained petty cash records.
- Maintained organized digital and physical records of financial documents.
Account Executive
Shankar Steels
Noida
12.2018 - 10.2021
- Assisted in preparing vouchers, invoices, and journal entries.
- Supported the preparation of GST returns and TDS filings.
Education
Bachelor of Commerce - Accounting And Finance
K.P.T Memorial Degree College
Muradnagar05-2016
Intermediate (12th Class) - Commerce
Dr. KN Modi Science & Commerce College
Ghaziabad05-2013
High School (10th Classs) -
Maharshi Dayanand Inter College
Ghaziabad05-2011
Skills
- Credit risk assessment
- Data analysis
- CMA ratio analysis
- Bank statement analysis
- Financial evaluation
- Regulatory compliance
- Documents verification
Languages
Hindi
First Language
English
Intermediate (B1)
B1
Timeline
Sr. Credit Processing Associate
I Process Services India Pvt Ltd (ICICI Bank)
12.2022 - Current
Account Executive
HSIIDC
12.2021 - 11.2022
Account Executive
Shankar Steels
12.2018 - 10.2021
Bachelor of Commerce - Accounting And Finance
K.P.T Memorial Degree College
Intermediate (12th Class) - Commerce
Dr. KN Modi Science & Commerce College
High School (10th Classs) -
Maharshi Dayanand Inter College
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