Gaurav Singh

• Currently working with HDFC BANK Ltd. As a Credit Manager in Agri credit.
• Acquired half a year of expertise in the milk procurement department at VRS Foods Ltd.
• Having experience of six and half years in credit under writing in KCC , CGFMU , PMFME ,WB , DSS.
• Handled underwriting of significant cases and managed annual call memos for exposure reaching 10.00 crore.
• Facilitated collaboration among sales, operations, RIC, and collection teams.
• Played a key role in highest ever buainess for Ayodhya HUB Year 2023-24.
• Oversaw call memo processes for KCC and gold loans in UP and UK regions.
• Handled diverse MIS including Portfolio, EMR, and AMC Cases.
• Proficiently handled vendor coordination and negotiations.
• Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
• Excellent communication skills, both verbal and written.
• Implemented an effective training program for new hires that accelerated their ability to contribute effectively within the team environment quickly.
• Work cross-functionally with sales, management, and other departments to maintain effective operations.
• Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.

Completed in June 2018