Gaurav Malpure
Pune
Summary
Dynamic client management professional with expertise in managing credit applications and fostering strong client relationships. Proven ability to drive successful lending outcomes through effective communication and strategic problem-solving. Committed to long-term career growth in sales, relationship management, and management consulting.
Overview
5
5
years of professional experience
Work History
Chief Manager
IndusInd Bank Limited
Pune
09.2025 - Current
- Facilitated seamless onboarding of new clients by introducing products and services effectively.
- Conducted credit appraisals for renewals, enhancements, and new proposals using CAMs and CMAs.
- Maintained CASA ratio by monitoring credit summations and ensuring timely interest payments.
- Collaborated with product teams to align LOS experiences with industry standards.
- Utilized MS Excel to prepare credit models and perfios for comprehensive business analysis.
- Ensured turnaround times matched industry benchmarks through strategic workflow management.
Manager
Kotak Mahindra Bank Limited
Pune
02.2024 - 08.2025
- Managed consulting and account services for 20 to 25 mid-corporate clients, ensuring optimal service delivery.
- Facilitated smooth onboarding of new clients by introducing relevant products and services.
- Scheduled client meetings, both in-person and via Teams, to provide real-time support.
- Supported investment and wealth management by coordinating with internal teams as a single point of contact.
- Conducted credit appraisal for renewals and new proposals using CAMs, CMAs, and credit models in MS Excel.
- Analyzed financial statements, calculating ratios such as DSCR and current ratio to assess financial health.
- Evaluated working capital gaps and end-use of funds to inform strategic decisions.
- Collaborated with product managers on implementation of new LOS integrated with Salesforce.
Manager
ICICI Bank Limited
Pune
06.2021 - 01.2024
- Conducted financial analysis, calculating ratios such as DSCR and current ratio to assess viability.
- Prepared CAM and CMA sheets, initiating cases in LOS for efficient processing.
- Acquired business banking clients, expanding portfolio and increasing revenue streams.
- Developed risk models using advanced Excel tools for comprehensive business analysis.
- Managed credit risk across portfolio by analyzing Credit Summation and monitoring business activities.
- Implemented LOS platform for loan origination, creating detailed use cases based on business needs.
Senior Analyst
Capgemini
Pune
09.2020 - 04.2021
- Delivered timely FP&A finance support to accounting teams for productivity, demand planning, and metrics.
- Created presentations with insightful analysis, outlining action items and decision frameworks.
- Identified and researched variances to forecasts, budgets, and prior-year expenses, highlighting improvement opportunities.
- Contributed to management reporting for Nordics Region, focusing on actuals and forecasts.
- Prepared monthly dashboards and QlikView reports to enhance data visibility and decision-making.
Education
MBA - Finance
Department of Management Sciences (PUMBA), Pune
Pune06-2020
Bachelor of Engineering - Electrical Engineering
PES's Modern College of Engineering
Pune06-2016
Skills
- Technical skills: 1 Financial Analysis, 2 Financial Instruments, 3 Credit Analysis
- Tools: 1 MS Excel, 2 Python, 3 PowerBi, 4 My SQL
- Managerial Skills: 1 Relationship Management, 2 Stakeholder Management, 3 Interpersonal Skills, 4 Communication Skills, 5 Inter-Personal, 6 Client Management, 7 Problem Solving, 8 Account Management, 9 Analytical
Timeline
Chief Manager
IndusInd Bank Limited
09.2025 - Current
Manager
Kotak Mahindra Bank Limited
02.2024 - 08.2025
Manager
ICICI Bank Limited
06.2021 - 01.2024
Senior Analyst
Capgemini
09.2020 - 04.2021
MBA - Finance
Department of Management Sciences (PUMBA), Pune
Bachelor of Engineering - Electrical Engineering
PES's Modern College of Engineering