Giselle Salve
Mumbai
Summary
Dynamic finance professional with extensive experience at Barclays Bank, excelling in collateral management and process optimization. Proven track record in team leadership and employee training, driving operational efficiency and compliance. Adept at enhancing internal controls and fostering client relationships, ensuring robust credit operations and risk management.
Overview
23
23
years of professional experience
Work History
Asstt. Vice President
Barclays Bank, PLC
Mumbai
03.2008 - 04.2018
- Company Overview: Barclays Wealth
- Responsible for setting up the entire credit operations division for Barclays Wealth.
- Understanding and putting down the processes for lending through the bank and the NBFC (i.e., Barclays Investments and Loans (India) Ltd. Within the current Barclays Bank and NBFC infrastructure.
- Checking and monitoring of credit facilities in the bank's and the NBFC's platform daily.
- Ensuring smooth loan disbursals by liaising with the loan operations desk.
- Preparations and execution of credit documents for all approved credit proposals.
- Verifying the documents for executions and completeness.
- Daily excess monitoring and circulation to Credit riskhere required) of all Collateral i.e. equity, debt, mutual funds, fixed deposit, primary and secondary collateral after applying the Loan to value percentages.
- Daily excess monitoring and circulation to Credit risk.
- Checking & monitoring the month end interest and receivables such as fees etc. on a timely basis.
- Preparing, Checking & Coordinating with Risk, Finance &/or Relationship Bankers for timely submission of various MIS.
- Confirming excess limits in the bank’s system after following the laid down process & ensuring completion of pre-requirements.
- Review of exception reports on a regular basis & ensure their timely updation and submission to all the stakeholders.
- Training new staff and creating adequate backups.
- Maintaining the various credit files and the collateral documents.
- Barclays Wealth
Assistant Manager
DBS Bank
Mumbai
06.2005 - 03.2018
- Support rapid expansion of Corporate Credit & Marketing department.
- Strengthen internal control procedures, enhancing checks in monitoring processes.
- Conduct pre-activation checks, ensuring compliance with delegation of authority and critical terms.
- Monitor credit processes, tracking limits, covenants, and compliance with credit policies.
- Ensure safeguarding of loan documents, maintaining records and managing expirations.
- Escalate irregularities monthly, preparing exception reports and facilitating documentation approvals.
Associate
J.P. Morgan Services India Pvt. Ltd.
Mumbai
03.2003 - 05.2005
- Managed credit risk associated with FX, Derivatives, and Equity trades, ensuring compliance with regulatory standards.
- Conducted daily monitoring of overlimits and unauthorized exposures, minimizing errors in reporting.
- Investigated high-risk trades, collaborating with Credit Officers for approvals, and communicated outcomes to traders.
- Streamlined trade pre-approval processes, utilizing Credit Blotters for accuracy and efficiency.
- Generated monthly reports on credit exposures, providing insights to Credit Officers and Corporate Bankers.
Sr. Executive Assistant
BANK OF BAHRAIN & KUWAIT
Mumbai
06.1995 - 03.2003
- Supported corporate credit lending activities and ensured compliance with security documentation requirements.
- Monitored asset quality and corporate account overdues through continuous evaluation.
- Prepared and submitted timely reports to the Reserve Bank of India and internal departments.
- Conducted periodic inspections and audits for account compliance and risk assessment.
- Maintained and updated credit portfolio records, ensuring accuracy and compliance with regulatory standards.
Skills
- Collateral management
- Process optimization
- Team leadership
- Internal controls
- Client relationship management
- Employee training
- Staff development
Timeline
Asstt. Vice President
Barclays Bank, PLC
03.2008 - 04.2018
Assistant Manager
DBS Bank
06.2005 - 03.2018
Associate
J.P. Morgan Services India Pvt. Ltd.
03.2003 - 05.2005
Sr. Executive Assistant
BANK OF BAHRAIN & KUWAIT
06.1995 - 03.2003
Similar Profiles
Judy O BellamyJudy O Bellamy
Credit Counsellor at Barclays Bank PLC, FirstCaribbean Int'l BankCredit Counsellor at Barclays Bank PLC, FirstCaribbean Int'l Bank
Vicky DussaramVicky Dussaram
Senior Payments Supervisor / Payments Risk MI Supervisor / Group MI Analyst at Absa Bank Ltd formerly Barclays Bank Plc (Mauritius)Senior Payments Supervisor / Payments Risk MI Supervisor / Group MI Analyst at Absa Bank Ltd formerly Barclays Bank Plc (Mauritius)
Vicky DussaramVicky Dussaram
Senior Payments Supervisor / Payments Risk MI Supervisor / Group MI Analyst at Absa Bank Ltd formerly Barclays Bank Plc (Mauritius)Senior Payments Supervisor / Payments Risk MI Supervisor / Group MI Analyst at Absa Bank Ltd formerly Barclays Bank Plc (Mauritius)
Shubham PaulShubham Paul
Asst. Manager – Sales & Marketing at TPAC India Pvt. Ltd.Asst. Manager – Sales & Marketing at TPAC India Pvt. Ltd.
Shubham PatilShubham Patil
SAP Associate Consultant at Inteliwaves Technologies Pvt LtdSAP Associate Consultant at Inteliwaves Technologies Pvt Ltd