GOURAV PRASAD
Kolkata
Summary
A highly motivated and detail-oriented individual with a strong passion for staying updated on the latest developments in tech and finance. Leveraging dynamic experience in internal control, audit, tax, and credit rating industries, I possess expertise in general accounting principles and financial transaction assessment along with a proven track record of building and maintaining quality of work .With a strong work ethic and a team-oriented approach, I strive to exceed expectations, drive excellence, and cultivate long-term partnerships that yield sustainable results.
Overview
2
2
years of professional experience
4
4
years of post-secondary education
5
5
Certifications
3
3
Languages
Work History
Process Associate
ICRA Limited
01.2024 - 08.2024
- Prepared comprehensive credit rating reports for multiple entities in the finance sector,majorly in Banks and NBFC's
- Collaborated in finalizing over 20 financial spreads of rated entities, adhering to rating mandates and methodologies
- Utilized expertise in evaluating key financial ratios (specifically in Bank & NBFC sector), such as Liquidity ratio, Capital adequacy ratio, Solvency ratio, CRAR, Basel III( CET1), etc
- Prepared CPRs(Credit Perspective Reports) for providing a detailed yet concise report to rated entities
- Developed knowledge about various means of financing e.g fund based, non-fund based, securitization etc to assess creditworthiness
Article Trainee/Intern
S .Bhalotia & Associates
08.2022 - 11.2023
- Conducted vouching and verification of receipts and payments, identifying variances in statutory dues and compliance for a listed Co
- Prepared annexures for internal audit report, MIS, performed variance analysis of statutory dues (GST, TDS, PF, PTAX) of a garment Co
- Assisted in optimizing accounts receivable/payable enabling reduced working capital requirement along with preparation of financial statements as per Schedule III of the Companies Act 2013
- Conducted stock audits, physical verification of raw materials and finished goods for a listed electronics manufacturing Co
- Filed MGT-7,7A and AOC-4 along with internal audit reports of an HNI client and identified discrepancies in opening balances
- Assisted in conducting Tax Audit for a listed company within deadline
Education
Enrolled Agent (EA) - undefined
12.2023 - Current
CMA Inter Group-1 - undefined
ICMAI
CMA Inter Group-2 - undefined
ICMAI
Bachelor of Commerce (H) - undefined
The Bhawanipur Education Society College
Calcutta 08.2017 - 05.2020
CMA Foundation - undefined
ICMAI
Skills
Financial Modelling
Certification
Fundamentals of Credit Rating-ICRA
Timeline
Fundamentals of Credit Rating-ICRA
02-2024
Analysis of Non-Fund Based Limits-ICRA
02-2024
Rating of Hybrid Instruments-ICRA
02-2024
Process Associate
ICRA Limited
01.2024 - 08.2024
Enrolled Agent (EA) - undefined
12.2023 - Current
SAP FICO-ICMAI
12-2022
Article Trainee/Intern
S .Bhalotia & Associates
08.2022 - 11.2023
MS Excel-Udemy
06-2022
Bachelor of Commerce (H) - undefined
The Bhawanipur Education Society College
08.2017 - 05.2020
CMA Inter Group-1 - undefined
ICMAI
CMA Inter Group-2 - undefined
ICMAI
CMA Foundation - undefined
ICMAI
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